417 Via Montego, San Clemente, CA 92672 Property Records

Orange County property record for 417 Via Montego, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,031 sqft · built 1964
Lot Size	0.145 acres (6,300 sqft)
Owner	Company Name on Record
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`691-271-03`

Property Details

APN / Parcel Number

Primary APN	`691-271-03`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,031 sqft Living Area
1st Floor Area	2,031 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	6,300 sqft (0.145 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	417 VIA MONTEGO
City	SAN CLEMENTE
State	CA
Zip	92672-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4937 BLK LOT 22
Legal Tract	4937
Legal Lot Number	22
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42106

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	417 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2018	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Nov 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 15, 2017
Transfer Doc	0000507230
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	417 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088243
Date	Mar 13, 2018
Instrument	2018000088243

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 22, 2017
Property Address	417 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628
Document Number	0000507230
Instrument Date	Nov 15, 2017
Instrument	507230
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	417 VIA MONTEGO SAN CLEMENTE CA 926723628, SAN CLEMENTE, CA 92672-3628

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$355,450 (+2%) Land $187,611 Building $167,839
2025	$3,466.00 (+3.99%) Homeowner's exemption	$348,481 (+4.04%) Land $183,932 Building $164,549
2023	$3,333.00 (+1.96%) Homeowner's exemption	$334,950 Land $176,790 Building $158,160
2022	$3,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cityside Fiber, Verizon.

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