419 Via Montego, San Clemente, CA 92672 Property Records

Orange County property record for 419 Via Montego, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 1964
Lot Size	0.139 acres (6,039 sqft)
Owner	2 Individual Names on File
Last Sale	$1,599,000 (Jul 2023)
Tax Bill	$16,469 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`691-271-02`

Property Details

APN / Parcel Number

Primary APN	`691-271-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	6,039 sqft (0.139 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	419 VIA MONTEGO
City	SAN CLEMENTE
State	CA
Zip	92672-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4937 BLK LOT 23
Legal Subdivision	TRACT NO 4937
Legal Tract	4937
Legal Lot Number	23
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1002
Census Tract	42106

Owner

419 Via Montego is owned by two individuals who bought it in July 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	410 S RANCHO DR, LAS VEGAS, NV 89106-4802
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
May 3, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
May 3, 2021	Grant Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	May 3, 2021 · Amount on File
Deed Document Number	2023184277
Prior Transfer Date	Apr 12, 2021
Prior Transfer Doc	0000295257
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 31, 2023
Property Address	419 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628
Document Number	0000184277
Map Reference	MB 176 PG 20&21
Instrument Date	Jun 23, 2023
Instrument	2023000184277
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	410 S RANCHO DR, LAS VEGAS, NV 89106-4802

Mortgage

Document Number	0000184278
Date	Jul 31, 2023
Instrument	2023000184278

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	419 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	PREMIUM TITLE/CA INC, PREMIUM TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628

Mortgage

Document Number	0000702279
Date	Nov 16, 2021
Instrument	2021000702279

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 3, 2021
Property Address	419 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628
Document Number	0000295257
Map Reference	MB 176 PG 20&21
Instrument Date	Apr 12, 2021
Instrument	2021000295257
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 3, 2021
Property Address	419 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628
Document Number	0000295258
Map Reference	MB 176 PG 20&21
Instrument Date	Mar 30, 2021
Instrument	2021000295258
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628

Mortgage

Document Number	0000295259
Date	May 3, 2021
Instrument	2021000295259

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 419 Via Montego was $16,469.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,663,599 (+2%) Land $1,400,897 Building $262,702
2025	$16,469.00	$1,630,980 Land $1,373,429 Building $257,551
2023	$13,346.00 (+1.84%) Homeowner's exemption	$1,326,510 (+2%) Land $1,091,011 Building $235,499
2022	$13,105.00	$1,300,500 Land $1,069,618 Building $230,882

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 419 Via Montego in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Via Montego is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cityside Fiber, Verizon.

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