421 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 421 Spruce St, Aurora, IL 60506 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,496 sqft · built 1907
Lot Size	0.104 acres (4,512 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (Sep 2015)
Tax Bill	$4,234 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-232-012`

Property Details

APN / Parcel Number

Primary APN	`15-21-232-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
Gross Area	2,684 sqft
Basement Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,512 sqft (0.104 acres)
Lot Dimensions	141 ft deep x 32 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	421 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALES ADDN : PT LOT 8 BLK 12
Legal Subdivision	GALES ADDN
Legal Block	12
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2012
Census Tract	853200

Owner

Source: Kane County records · APN 15-21-232-012

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 SPRUCE ST, AURORA, IL 60506-3937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2015 · Amount on Record
Deed Sale	Sep 10, 2015 · Amount on Record
Prior Sale	Jul 23, 2012 · Amount on Record
Deed Document Number	201549491
Prior Transfer Date	Mar 30, 2012
Prior Transfer Doc	0000047880
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	421 SPRUCE ST, AURORA, IL 60506-3937
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SPRUCE ST, AURORA, IL 60506-3937

Mortgage

Document Number	0000015887
Date	Mar 22, 2022
Instrument	2022K015887

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	282 Months
Due	Sep 01, 2045

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,234.00 (+0.52%)
2024		$59,429 (+10.91%) Land $9,158 Building $50,271	$178,358 (+10.95%) Land $27,485 Building $150,873
2022	$4,212.00 (+5.06%) Homeowner's exemption	$53,584 (+7.41%) Land $7,466 Building $46,118	$160,752 (+7.41%) Land $22,398 Building $138,354
2021	$4,009.00 Homeowner's exemption	$49,887 Land $6,951 Building $42,936	$149,661 Land $20,853 Building $128,808

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
AT&T	DSL	100 / 20

May also be available at this address: AT&T, T-Mobile USA, Benton Ridge Telephone Company, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.