417 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 417 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,603 sqft · built 1900
Lot Size	0.194 acres (8,460 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jul 2017)
Tax Bill	$4,875 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-232-013`

Property Details

APN / Parcel Number

Primary APN	`15-21-232-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,603 sqft Living Area
Gross Area	2,083 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,460 sqft (0.194 acres)
Lot Dimensions	141 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	417 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALES ADDN LOT 9 BLK 12 LOT DIMENSIONS: 60 X 141 HISTORIC TANNER DISTRICT APPROX LOT SQ FT 8460 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001
Legal Subdivision	GALES ADDN
Legal Block	12
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2012
Census Tract	853200

Owner

Source: Kane County records · APN 15-21-232-013

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 SPRUCE ST, AURORA, IL 60506-3937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Sep 05, 2013 · Amount on Record
Deed Document Number	201737729
Prior Transfer Date	Aug 01, 2001
Prior Transfer Doc	0000083928
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 21, 2017
Property Address	417 SPRUCE ST, AURORA, IL 60506-3937
Document Number	0000037729
Instrument Date	Jun 29, 2017
Instrument	2017K037729
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 SPRUCE ST, AURORA, IL 60506-3937

Mortgage

Document Number	0000037730
Date	Jul 21, 2017
Instrument	2017K037730

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,875.00 (+12.69%) Homeowner's exemption
2024		$67,314 (+22.66%) Land $10,875 Building $56,439	$202,023 (+22.71%) Land $32,638 Building $169,385
2022	$4,326.00 (+5.03%) Homeowner's exemption	$54,877 (+7.41%) Land $8,866 Building $46,011	$164,631 (+7.41%) Land $26,598 Building $138,033
2021	$4,119.00 Homeowner's exemption	$51,091 Land $8,254 Building $42,837	$153,273 Land $24,762 Building $128,511

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 439 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Benton Ridge Telephone Company, Metronet Holdings, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	AURORA serves 183,000 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.