411 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 411 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1900
Lot Size	0.194 acres (8,460 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Dec 2019)
Tax Bill	$4,333 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-21-232-014`

Property Details

APN / Parcel Number

Primary APN	`15-21-232-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,264 sqft Living Area
Gross Area	2,016 sqft
Basement Area	752 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	French
Construction Type	Frame
Lot Area	8,460 sqft (0.194 acres)
Lot Dimensions	141 ft deep x 60 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	411 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALES ADDN : LOT 10 BLOCK 12 LOT DIMENSIONS: 60 X 141 HISTORIC TANNER DISTRICT APPROX LOT SQ FT 8460 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001
Legal Subdivision	GALES ADDN
Legal Block	12
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2012
Census Tract	853200

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 SPRUCE ST, AURORA, IL 60506-3937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
May 29, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	201961570
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 19, 2019
Property Address	411 SPRUCE ST, AURORA, IL 60506-3937
Document Number	0000061570
Instrument Date	Nov 20, 2019
Instrument	2019K061570
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 SPRUCE ST, AURORA, IL 60506-3937

Mortgage

Document Number	0000061571
Date	Dec 19, 2019
Instrument	2019K061571

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Mortgage

Document Number	0000061572
Date	Dec 19, 2019
Instrument	2019K061572

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 29, 2019
Property Address	411 SPRUCE ST, AURORA, IL 60506-3937
Document Number	0000021729
Instrument Date	May 20, 2019
Instrument	21729
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 W DOWNER PL AURORA IL 605065139, AURORA, IL 60506-5139

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,333.00 (+15.42%) Homeowner's exemption	$66,346 (+9.39%) Land $11,896 Building $54,450	$199,118 (+9.39%) Land $35,702 Building $163,415
2024		$60,651 (+25.28%) Land $10,875 Building $49,776	$182,026 (+25.33%) Land $32,638 Building $149,388
2022	$3,754.00 (+5.18%) Homeowner's exemption	$48,414 (+7.41%) Land $8,866 Building $39,548	$145,242 (+7.41%) Land $26,598 Building $118,644
2021	$3,569.00 Homeowner's exemption	$45,074 Land $8,254 Building $36,820	$135,222 Land $24,762 Building $110,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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