421 S 6th St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 421 S 6th St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,387 sqft · built 1957
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Oct 2021)
Tax Bill	$5,673 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-00085-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`15-00085-0000-00035`
Alternative APN	`150008500035`

Interior

Stories	1 Story
Building Area	1,387 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	75 ft deep x 115 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	421 S 6TH ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	ADDITIONAL LOTS: L34
Legal Subdivision	MORRIS PARK
Legal Block	85
Legal Lot Number	35
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4019
Census Tract	32200

Owner

421 S 6th St is owned and occupied by an individual who bought it in October 2021.

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	421 S 6TH ST, PHILLIPSBURG, NJ 08865-1925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 1, 2021	Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC
Jun 28, 2017	Grant Deed, Transfer · Conventional Mortgage ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Jun 28, 2017 · Amount on File
Deed Document Number	2021562388
Deed Book / Page	3200 / 279
Prior Transfer Date	Sep 19, 2006
Prior Transfer Doc	0021070282
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	421 S 6TH ST, PHILLIPSBURG, NJ 08865-1925
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S 6TH ST, PHILLIPSBURG, NJ 08865-1925

Mortgage

Document Number	007418/230
Date	Dec 5, 2022
Book Page	7418/230
Instrument	2022-585690

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	474 Months
Due	Jun 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Oct 1, 2021
Property Address	421 S 6TH ST, PHILLIPSBURG, NJ 08865-1925
Document Number	003200/279
Book / Page	3200 / 279
Instrument Date	Aug 27, 2021
Instrument	2021-562388
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 S 6TH ST, 421, PHILLIPSBURG, NJ 08865-1925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S 6TH ST, PHILLIPSBURG, NJ 08865-1925

Mortgage

Document Number	2021562389
Date	Oct 1, 2021
Instrument	2021-562389

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 28, 2017
Property Address	421 S 6TH ST, PHILLIPSBURG, NJ 08865-1925
Document Number	0000477062
Book / Page	002772 / 000214
Instrument Date	Jun 14, 2017
Instrument	477062
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	WILLOW SETTLEMENT SERVICES LLC, WILLOW SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 S 6TH ST PHILLIPSBURG NJ 088651925, PHILLIPSBURG, NJ 08865-1925

Mortgage

Document Number	477063
Date	Jun 28, 2017
Book Page	006459/000041
Instrument	477063

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 421 S 6th St was $5,673, up 1.8% from the year before.

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,500 (-) Land $79,300 Building $107,200	$186,500 (-) Land $79,300 Building $107,200
2025	$5,673.00 (+1.83%)	$186,500 Land $79,300 Building $107,200	$186,500 Land $79,300 Building $107,200
2024	$5,571.00
2023		$186,500 Land $79,300 Building $107,200	$186,500 Land $79,300 Building $107,200
2022	$5,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 S 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 S 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S 6th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures