403 S 6th St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 403 S 6th St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,824 sqft · built 1980
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Apr 1999)
Tax Bill	$5,463 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-00085-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`15-00085-0000-00028`
Alternative APN	`150008500028`

Interior

Stories	2 Stories
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Location & Zoning

Street Address	403 S 6TH ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Subdivision	AS SHOWN/FILED NAP ENTITLED
Legal Block	85
Legal Lot Number	28
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4019
Census Tract	32200

Owner

403 S 6th St is owned and occupied by an individual who acquired it in July 2000.

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	403 S 6TH ST, PHILLIPSBURG, NJ 08865-1925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH FCU
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 12, 2021	Deed of Trust, Mortgage ANTHONY SORTINO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 1999 · Amount on File
Deed Sale	Apr 7, 1999 · Amount on File
Deed Document Number	1999102967
Deed Book / Page	1616 / 308
Last Transfer Date	Jul 10, 2000
Transfer Doc	0000126979
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	403 S 6TH ST, PHILLIPSBURG, NJ 08865-1925
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007442/185
Date	Feb 22, 2023
Book Page	7442/185
Instrument	2023-588704

Lender

Name	FIRST COMMONWEALTH FCU
Type	Credit Union
Address	LEHIGH VALLEY, PA 18002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 21, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	403 S 6TH ST, PHILLIPSBURG, NJ 08865-1925
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007251/313
Date	Dec 15, 2021
Book Page	7251/313
Instrument	2021-567435

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	403 S 6TH ST, PHILLIPSBURG, NJ 08865-1925
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 S 6TH ST, PHILLIPSBURG, NJ 08865-1925

Mortgage

Document Number	7162/32
Date	Aug 12, 2021
Book Page	7162/32
Instrument	2021-558864

Lender

Name	ANTHONY SORTINO
Type	Private Party
Address	711 LEHIGH ST, WILLIAMS TOWNSHIP, PA 18042

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 6, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 403 S 6th St was $5,463, up 1.8% from the year before.

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,600 (-) Land $74,500 Building $105,100	$179,600 (-) Land $74,500 Building $105,100
2025	$5,463.00 (+1.85%)	$179,600 Land $74,500 Building $105,100	$179,600 Land $74,500 Building $105,100
2024	$5,364.00
2023		$179,600 Land $74,500 Building $105,100	$179,600 Land $74,500 Building $105,100
2022	$5,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 S 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 S 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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