415 S 6th St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 415 S 6th St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,648 sqft · built 1970
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Dec 2000)
Tax Bill	$6,011 (2025)
Deeds & Mortgages	Jan 2019 Transfer Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00085-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`15-00085-0000-00031`
Alternative APN	`150008500031`

Interior

Stories	2 Stories
Building Area	1,648 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	415 S 6TH ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Subdivision	LAND OF THE MOMS PARK LAND CO
Legal Block	85
Legal Lot Number	31
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4019
Census Tract	32200

Owner

415 S 6th St is owned and occupied by an individual who acquired it in December 2018.

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	415 S 6TH ST, PHILLIPSBURG, NJ 08865-1925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2019	Quit Claim Deed, Transfer Quitclaim
Dec 9, 2016	Deed of Trust, Mortgage · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2000 · Amount on File
Deed Sale	Dec 18, 2000 · Amount on File
Deed Document Number	2000135627
Deed Book / Page	1723 / 313
Last Transfer Date	Dec 5, 2018
Transfer Doc	002926/215
Record Updated	Oct 29, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 7, 2019
Property Address	415 S 6TH ST, PHILLIPSBURG, NJ 08865-1925
Document Number	0000503993
Book / Page	002926 / 000215
Instrument Date	Dec 5, 2018
Instrument	503993
Transaction Type	Transfer
Record Updated	Feb 18, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S 6TH ST PHILLIPSBURG NJ 088651925, PHILLIPSBURG, NJ 08865-1925

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	415 S 6TH ST, PHILLIPSBURG, NJ 08865-1925
Document Number	0000469206
Book / Page	006395 / 000120
Instrument Date	Dec 9, 2016
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	GUARDIAN SETTLEMENT AGENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S 6TH ST PHILLIPSBURG NJ 088651925, PHILLIPSBURG, NJ 08865-1925

Mortgage

Document Number	0000469206
Date	Jan 4, 2017
Book Page	006395/000120
Instrument	469206

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 3, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 415 S 6th St was $6,011, up 1.8% from the year before.

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,600 (-) Land $79,600 Building $118,000	$197,600 (-) Land $79,600 Building $118,000
2025	$6,011.00 (+1.85%)	$197,600 Land $79,600 Building $118,000	$197,600 Land $79,600 Building $118,000
2024	$5,902.00
2023		$197,600 Land $79,600 Building $118,000	$197,600 Land $79,600 Building $118,000
2022	$5,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 S 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 S 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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