Freeborn County property record for 421 Ridge Rd, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,072 sqft · built 1969 |
| Lot Size | 0.439 acres (19,135 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,656 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.135.3490 |
| Primary APN | 34.135.3490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 2,016 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Unfinished Basement | 2,016 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,135 sqft (0.439 acres) |
| Lot Dimensions | 149 ft deep x 30 ft wide |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Street Address | 421 RIDGE RD |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-1446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHORELAND HEIGHTS LOT-010 BLOCK-021 LOT 10 BLK 21 SHORELAND HEIGHTS |
| Legal Subdivision | SHORELAND HEIGHTS |
| Legal Block | 21 |
| Legal Lot Number | 10 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 180400 |
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 RIDGE RD, ALBERT LEA, MN 56007-1446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,656.00 Homeowner's exemption | $320,000 (+8.07%) Land $34,600 Building $285,400 | $320,000 (+8.07%) Land $34,600 Building $285,400 |
| 2025 | $5,656.00 (+20.29%) | ||
| 2023 | $4,702.00 (+9.71%) Homeowner's exemption | $296,100 Land $34,600 Building $261,500 | $296,100 Land $34,600 Building $261,500 |
| 2020 | $4,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: AT&T, Metronet.
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