Freeborn County property record for 413 Ridge Rd, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,310 sqft · built 1968 |
| Lot Size | 0.403 acres (17,573 sqft) |
| Owner | Individual Name on File |
| Last Sale | $331,000 (Jun 2024) |
| Tax Bill | $7,804 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.135.3450 |
| Primary APN | 34.135.3450 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 2,310 sqft Living Area |
| 1st Floor Area | 2,314 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 1,820 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,573 sqft (0.403 acres) |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 413 RIDGE RD |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-1446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHORELAND HEIGHTS LOT 6 BLK 21 SHORELAND HEIGHTS |
| Legal Subdivision | SHORELAND HEIGHTS |
| Legal Block | 21 |
| Legal Lot Number | 6 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 180400 |
413 Ridge Rd is owned and occupied by an individual who bought it in June 2024.
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 RIDGE RD, ALBERT LEA, MN 56007-1446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2024 · Amount on File |
| Deed Sale | Jun 10, 2024 · Amount on File |
| Deed Document Number | 20241657544 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 413 Ridge Rd was $7,804 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,804.00 Homeowner's exemption | $379,700 Land $70,300 Building $309,400 | $379,700 Land $70,300 Building $309,400 |
| 2025 | $7,804.00 | ||
| 2023 | $5,846.00 Homeowner's exemption | $443,300 Land $70,300 Building $373,000 | $443,300 Land $70,300 Building $373,000 |
| 2020 | $5,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 413 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: AT&T, Metronet.
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