419 Ridge Rd, Albert Lea, MN 56007 Property Records

Freeborn County property record for 419 Ridge Rd, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,949 sqft · built 1968
Lot Size	0.33 acres (14,317 sqft)
Owner	2 Individual Names on File
Last Sale	$322,900 (Jul 2026)
Tax Bill	$3,372 (2026)
Deeds & Mortgages	Jul 2026 Sale Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.135.3480`

Property Details

APN / Parcel Number

Primary APN	`34.135.3480`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,949 sqft Living Area
1st Floor Area	1,051 sqft
Basement Area	442 sqft
Finished Basement	442 sqft
Unfinished Basement	884 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,317 sqft (0.33 acres)
Lot Dimensions	139 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	499 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	419 RIDGE RD
City	ALBERT LEA
State	MN
Zip	56007-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHORELAND HEIGHTS LOT 9 BLK 21 SHORELAND HEIGHTS
Legal Subdivision	SHORELAND HEIGHTS
Legal Block	21
Legal Lot Number	9
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	3
Census Block	3014
Census Tract	180400

Owner

419 Ridge Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	419 RIDGE RD, ALBERT LEA, MN 56007-1446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed, Transfer
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Jul 8, 2024 · Amount on File
Deed Document Number	20261899782
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Jul 15, 2026
Property Address	419 RIDGE RD, ALBERT LEA, MN 56007-1446
Document Number	0001899782
Instrument Date	Jul 15, 2026
Instrument	20261899782
Transaction Type	Transfer
Record Updated	Aug 4, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 RIDGE RD, ALBERT LEA, MN 56007-1446

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	419 RIDGE RD, ALBERT LEA, MN 56007-1446
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A117036
Date	Apr 15, 2021
Instrument	A117036

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 419 Ridge Rd was $3,372 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,372.00 Homeowner's exemption	$292,400 (+21.73%) Land $30,100 Building $262,300	$292,400 (+21.73%) Land $30,100 Building $262,300
2025	$3,372.00 Homeowner's exemption	$240,200 Land $30,100 Building $210,100	$240,200 Land $30,100 Building $210,100
2023	$2,988.00 Homeowner's exemption	$194,700 Land $30,100 Building $164,600	$194,700 Land $30,100 Building $164,600
2020	$2,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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