Kane County property record for 421 Mill St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1954 |
| Square Footage | 1,032 sqft Living Area |
| Lot Size | 5,214 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $198,000 (2022) |
| Tax Bill | $3,987.00 (2025) |
| Primary APN | 06-14-178-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,032 sqft Living Area |
| Gross Area | 1,752 sqft Gross Area |
| 1st Floor | 1,032 sqft 1st Floor |
| Basement Area | 720 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 5,214 sqft (0.12 acres) |
| Depth X Width | 79 ft x 66 ft Depth x Width |
| Street Address | 421 MILL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5324 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W C KIMBALLS 2ND ADDN WEST 1/2 LOT 10 BLOCK 41 & LOT 1 BLOCK 52 |
| Legal Subdivision | W C KIMBALLS 2ND ADDN |
| Legal Block | 41,52 |
| Legal Lot Number | 10,1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 851102 |
Source: Kane County records · APN 06-14-178-001
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 MILL ST, ELGIN, IL 60123-5324 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Dec 19, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NEIGHBORHOOD LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Prior Sale | Sep 18, 2014 · Amount on Record |
| Deed Doc Number | 202259329 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 421 MILL ST, ELGIN, IL 60123-5324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 421 MILL ST, ELGIN, IL 60123-5324 |
| Document Number | 0000039817 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025K039817 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 19, 2022 |
| Property Address | 421 MILL ST, ELGIN, IL 60123-5324 |
| Document Number | 0000059329 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2022K059329 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 MILL ST, HUMESTON, IA 50123 |
| Name | Verified Name |
|---|---|
| Address | 421 MILL ST, HUMESTON, IA 50123 |
| Document Number | 0000059330 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022K059330 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Number | 0000059331 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022K059331 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,987.00 (+15.73%) Homeowner's exemption | ||
| 2024 | $55,514 (+21.39%) Land $12,882 Building $42,632 | $166,609 (+21.44%) Land $38,661 Building $127,947 | |
| 2022 | $3,445.00 (+5.06%) Homeowner's exemption | $45,731 (+6.96%) Land $10,612 Building $35,119 | $137,193 (+6.96%) Land $31,836 Building $105,357 |
| 2021 | $3,279.00 Homeowner's exemption | $42,755 Land $9,921 Building $32,834 | $128,265 Land $29,763 Building $98,502 |
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