413 Mill St, Elgin, IL 60123 Property Records

Kane County property record for 413 Mill St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2004
Square Footage1,680 sqft Living Area
Lot Size7,250 sqft (0.166 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2009)
Tax Bill$7,019.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-14-178-025

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,680 sqft Living Area
Gross Area2,520 sqft Gross Area
Basement Area840 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area7,250 sqft (0.166 acres)
Depth X Width145 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address413 MILL ST
CityELGIN
StateIL
Zip60123-5324
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW C KIMBALLS 2ND ADD TO ELGIN THE WEST 1/4 OF LOT 8 & THE WEST 1/4 OF LOT 9 & THE EAST 17 FT OF LOT 1 & THE EAST 17 FT OF LOT 10 IN BLK 41 DESC IN DOC 2004K067124
Legal Subdivision2ND ADDN
Legal Block1
Legal Lot Number8,9
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1009
Census Tract851102

Owner

Source: Kane County records · APN 06-14-178-025

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address413 MILL ST, ELGIN, IL 60123-5324
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Nov 04, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2009 · Amount on Record
Deed SaleJun 17, 2009 · Amount on Record
Prior SaleMay 25, 2004 · Amount on Record
Deed Doc Number200945860
Last Transfer DateSep 26, 2019
Transfer Doc0000052877
Record RefreshedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address413 MILL ST, ELGIN, IL 60123-5324
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046856
DateOct 04, 2019
Instrument2019K046856
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2039
Interest
Rate TypeFixed Rate
Rate3.75%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address413 MILL ST, ELGIN, IL 60123-5324
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071858
DateNov 20, 2020
Instrument2020K071858
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2040
Interest
Rate TypeFixed Rate
Rate2.62%

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateNov 04, 2019
Property Address413 MILL ST, ELGIN, IL 60123-5324
Document Number0000052877
Instrument DateSep 26, 2019
Instrument2019K052877
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 MILL ST, ELGIN, IL 60123-5324

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,019.00 (+15.84%) Homeowner's exemption
2024$92,115 (+21.39%) Land $16,497 Building $75,618$276,456 (+21.44%) Land $49,511 Building $226,945
2022$6,059.00 (+4.57%) Homeowner's exemption$75,881 (+6.96%) Land $13,590 Building $62,291$227,643 (+6.96%) Land $40,770 Building $186,873
2021$5,794.00 Homeowner's exemption$70,944 Land $12,706 Building $58,238$212,832 Land $38,118 Building $174,714

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