417 Mill St, Elgin, IL 60123 Property Records

Kane County property record for 417 Mill St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	1,680 sqft Living Area
Lot Size	8,120 sqft (0.186 acres)
Occupancy	Owner Occupied
Last Sale	$107,000 (2012)
Tax Bill	$6,986.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-14-178-024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,680 sqft Living Area
Gross Area	2,520 sqft Gross Area
Basement Area	840 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial Style
Construction Type	Frame Construction
Lot Area	8,120 sqft (0.186 acres)
Depth X Width	145 ft x 56 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	417 MILL ST
City	ELGIN
State	IL
Zip	60123-5324
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS 2ND ADD TO ELGIN PART OF LOT 1 AND PART OF LOT 10 IN BLK 41 DESC IN DOC 2002K160419 (EX PT DESC IN DOC 2004K160419)
Legal Subdivision	2ND ADDN
Legal Block	41
Legal Lot Number	1,10
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	1
Census Block	1009
Census Tract	851102

Owner

Source: Kane County records · APN 06-14-178-024

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 MILL ST, ELGIN, IL 60123-5324
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2012 · Amount on Record
Deed Sale	Aug 08, 2012 · Amount on Record
Prior Sale	Apr 24, 2012
Deed Doc Number	201252252
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,986.00 (+15.85%) Homeowner's exemption
2024		$91,713 (+21.39%) Land $16,659 Building $75,054	$275,249 (+21.44%) Land $49,997 Building $225,252
2022	$6,030.00 (+4.58%) Homeowner's exemption	$75,550 (+6.96%) Land $13,723 Building $61,827	$226,650 (+6.96%) Land $41,169 Building $185,481
2021	$5,766.00 Homeowner's exemption	$70,634 Land $12,830 Building $57,804	$211,902 Land $38,490 Building $173,412

Flood & Wildfire

417 Mill St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.