Chesapeake City property record for 421 Midlands Ln, Chesapeake, VA 23320 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,377 sqft Living Area |
| Lot Size | 15,638 sqft (0.359 acres) |
| Garage | Detached, 192 sqft |
| Tax Bill | $6,412.00 (2025) |
| Primary APN | 0373015000010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,377 sqft Living Area |
| 1st Floor | 1,751 sqft 1st Floor |
| Upper Floors | 197 sqft Upper Floors |
| Attic Area | 432 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,638 sqft (0.359 acres) |
| Garage Type | Detached Garage |
| Garage Area | 192 sqft Garage |
| Deck Area | 8,383 sqft Deck |
|---|---|
| Patio Area | 196 sqft Patio |
| Porch | Open Porch |
| Porch Area | 286 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 421 MIDLANDS LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3836 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 ENGLISH OAKS |
| Legal Subdivision | ENGLISH OAKS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Minor Civil Division | CHESAPEAKE |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 20804 |
Source: Chesapeake City records · APN 0373015000010
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 421 MIDLANDS LN, CHESAPEAKE, VA 23320-3836 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Dec 08, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage LOANDEPOT.COM LLC |
| Sep 12, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 20, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance LOANDEPOT.COM LLC |
| Aug 16, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 12, 2025 |
| Transfer Doc | 010835/437 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 421 MIDLANDS LN, CHESAPEAKE, VA 23320-3836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010923/910 |
|---|---|
| Date | Dec 08, 2025 |
| Book Page | 10923/910 |
| Instrument | 250028502 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 421 MIDLANDS LN, CHESAPEAKE, VA 23320-3836 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 10693/1702 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 10693/1702 |
| Instrument | 230019360 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 421 MIDLANDS LN, CHESAPEAKE, VA 23320-3836 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010240/542 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 10240/542 |
| Instrument | 200038612 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 421 MIDLANDS LN, CHESAPEAKE, VA 23320-3836 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10044/1498 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 10044/1498 |
| Instrument | 190021371 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,412.00 (+11.11%) | $634,900 (+15.35%) Land $165,000 Building $469,900 | $634,900 (+15.35%) Land $165,000 Building $469,900 |
| 2024 | $5,771.00 (+20.96%) | ||
| 2023 | $550,400 (+6.15%) Land $155,000 Building $395,400 | $550,400 (+6.15%) Land $155,000 Building $395,400 | |
| 2022 | $518,500 Land $145,000 Building $373,500 | $518,500 Land $145,000 Building $373,500 | |
| 2019 | $4,771.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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