408 Midlands Ln, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 408 Midlands Ln, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,643 sqft · built 2005
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (May 2021)
Tax Bill	$6,869 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
APN	`0373015000130`

Property Details

APN / Parcel Number

Primary APN	`0373015000130`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,643 sqft Living Area
1st Floor Area	2,345 sqft
Attic	Attic
Attic Area	820 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	169 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	820 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	1,000 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	408 MIDLANDS LN
City	CHESAPEAKE
State	VA
Zip	23320-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15: RESID
Legal Description	13 ENGLISH OAKS
Legal Subdivision	ENGLISH OAKS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2013
Census Tract	20804

Owner

408 Midlands Ln is owned and occupied by two individuals who bought it in May 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 MIDLANDS LN, CHESAPEAKE, VA 23320-3835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Deed Document Number	202122137
Deed Book / Page	10370 / 1731
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 14, 2021
Property Address	408 MIDLANDS LN, CHESAPEAKE, VA 23320-3835
Document Number	10370/1731
Book / Page	10370 / 1731
Instrument Date	May 11, 2021
Instrument	210022137
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 MIDLANDS LN, CHESAPEAKE, VA 23320-3835

Mortgage

Document Number	210022138
Date	May 14, 2021
Instrument	210022138

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 408 Midlands Ln was $6,869.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$707,500 (+4.03%) Land $175,000 Building $532,500	$707,500 (+4.03%) Land $175,000 Building $532,500
2025	$6,869.00	$680,100 Land $165,000 Building $515,100	$680,100 Land $165,000 Building $515,100
2023		$590,000 (+9.89%) Land $155,000 Building $435,000	$590,000 (+9.89%) Land $155,000 Building $435,000
2022		$536,900 Land $145,000 Building $391,900	$536,900 Land $145,000 Building $391,900
2019	$4,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 408 Midlands Ln; there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Midlands Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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