412 Midlands Ln, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 412 Midlands Ln, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,460 sqft · built 2005
Lot Size	0.353 acres (15,377 sqft)
Owner	Individual Name on Record
Last Sale	$460,500 (Oct 2018)
Tax Bill	$7,789 (2025)
Deeds & Mortgages	Sep 2015 Mortgage Oct 2020 Refinance + 2 more
APN	`0373015000140`

Property Details

APN / Parcel Number

Primary APN	`0373015000140`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,460 sqft Living Area
1st Floor Area	1,458 sqft
Upper Floors Area	1,458 sqft
Attic	Attic
Attic Area	210 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,377 sqft (0.353 acres)
Lot Dimensions	170 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	778 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	1,000 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 MIDLANDS LN
City	CHESAPEAKE
State	VA
Zip	23320-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15: RESID
Legal Description	14 ENGLISH OAKS
Legal Subdivision	ENGLISH OAKS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2013
Census Tract	20804

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 MIDLANDS LN, CHESAPEAKE, VA 23320-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2015	Deed of Trust, Mortgage FIRST HOME MORTGAGE CORPORATION
Oct 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING LLC
Oct 16, 2018	Warranty Deed, Transfer · VA Mortgage TIDEWATER MORTGAGE SERVICES INC
Nov 30, 2006	Warranty Deed, Transfer · Conventional Mortgage 1ST HORIZON HOME LOAN COR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Nov 30, 2006 · Amount on Record
Deed Document Number	201827490
Deed Book / Page	9960 / 1007
Record Updated	Sep 20, 2026

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	412 MIDLANDS LN, CHESAPEAKE, VA 23320-3835
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009554/974
Date	Sep 1, 2015
Book Page	9554/974
Instrument	150023733

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2045

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	412 MIDLANDS LN, CHESAPEAKE, VA 23320-3835
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SUNSET TITLE INC, SUN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010232/918
Date	Oct 6, 2020
Book Page	10232/918
Instrument	200036672

Lender

Name	STEARNS LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 16, 2018
Property Address	412 MIDLANDS LN, CHESAPEAKE, VA 23320-3835
Document Number	9960/1007
Book / Page	9960 / 1007
Instrument Date	Sep 21, 2018
Instrument	180027490
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 MIDLANDS LN, CHESAPEAKE, VA 23320-3835

Mortgage

Document Number	180027491
Date	Oct 16, 2018
Instrument	180027491

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 30, 2006
Property Address	412 MIDLANDS LN, CHESAPEAKE, VA 23320-3835
Document Number	006852/521
Book / Page	6852 / 521
Instrument Date	Oct 25, 2006
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006852524
Date	Nov 30, 2006
Instrument	6852/524

Lender

Name	1ST HORIZON HOME LOAN COR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	006852/541
Date	Nov 30, 2006
Book Page	6852/541

Lender

Name	FIRST HORIZON HOME LOAN C

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,789.00 (+42.97%)	$771,200 (+19.14%) Land $165,000 Building $606,200	$771,200 (+19.14%) Land $165,000 Building $606,200
2023		$647,300 (+5.75%) Land $155,000 Building $492,300	$647,300 (+5.75%) Land $155,000 Building $492,300
2022		$612,100 Land $145,000 Building $467,100	$612,100 Land $145,000 Building $467,100
2019	$5,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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