421 Main St, Destin, FL 32541 Property Records

Okaloosa County property record for 421 Main St, Destin, FL 32541

Property Summary

Property TypeVacant Land
Details2,400 sqft
Lot Size0.418 acres (18,198 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Nov 2022)
Tax Bill$1,406 (2025)
Deeds & MortgagesDec 2022 Transfer
Dec 2022 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-589-9232-2

Property Details

APN / Parcel Number

Primary APNC56-000-589-9232-2
Alternative APNs
  • 00-2S-22-1350-000I-0000
  • 22S2001350000I0000

Interior

Building Area2,400 sqft Living Area
1st Floor Area2,192 sqft

Exterior

Lot Area18,198 sqft (0.418 acres)
Lot Width130 ft Width

Location & Zoning

Street Address421 MAIN ST
CityDESTIN
StateFL
Zip32541-1918
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionKELLY HOMES N 30FT LOT 15 & S 35FT LOT 16 BLK I
Legal SubdivisionKELLY HOMES
Legal BlockI
Legal Lot Number15,16
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1000
Census Tract23307

Owner

Source: Okaloosa County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4343 PAPAYA PARK, DESTIN, FL 32541
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 13, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2022 · Amount on Record
Deed SaleNov 23, 2022 · Amount on Record
Prior SaleMay 19, 2009 · Amount on Record
Deed Document Number20223592695
Deed Book / Page3652 / 2646
Last Transfer DateDec 12, 2022
Transfer Doc0036542736
Record UpdatedJun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateDec 13, 2022
Property Address421 MAIN ST, DESTIN, FL 32541-1918
Document Number0036542739
Book / Page3654 / 2739
Map ReferenceMB 3 PG 32
Instrument DateDec 12, 2022
Instrument3595589
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4743 PAPAYA PARK, DESTIN, FL 32541-4783

Transferred To (Grantee/Buyer)

NameVerified Name
Address4743 PAPAYA PARK, DESTIN, FL 32541-4783

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateDec 13, 2022
Property Address421 MAIN ST, DESTIN, FL 32541-1918
Document Number0036542736
Book / Page3654 / 2736
Map ReferenceMB 3 PG 32
Instrument DateDec 12, 2022
Instrument3595588
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4743 PAPAYA PARK, DESTIN, FL 32541-4783

Transferred To (Grantee/Buyer)

NameVerified Name
Address4743 PAPAYA PARK, DESTIN, FL 32541-4783

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,406.00 (+9.25%)$118,750 (+10.21%) Land $118,750$118,750 (+10.21%) Land $118,750
2023$1,287.00 (-1.91%)$107,748 (-12%) Land $107,748$107,748 (-12%) Land $107,748
2022$1,312.00$122,441 Land $122,441$122,441 Land $122,441

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims96 (1982–2014)
Claims Outside the SFHA50 of 96
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Hurricane Frances, Sep 2004 · 39 claims
  • Hurricane Georges, Sep 1998 · 9 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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