Okaloosa County property record for 414 Main St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,544 sqft · built 1978 |
| Lot Size | 0.406 acres (17,678 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $380,000 (Mar 2022) |
| Tax Bill | $3,404 (2025) |
| Deeds & Mortgages | Feb 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4416-4 |
| Primary APN | C56-000-590-4416-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 1,868 sqft |
| 1st Floor Area | 1,544 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 17,678 sqft (0.406 acres) |
| Lot Width | 88 ft Width |
| Garage Type | Carport |
| Garage Area | 517 sqft |
| Carport | Carport |
| Carport Area | 517 sqft |
| Porch | Florida Room |
| Porch Area | 324 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 414 MAIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELL-AIRE GARDENS 2ND ADD LOT 14 BLK H |
| Legal Subdivision | KELL-AIRE GARDENS 2ND ADD |
| Legal Block | H |
| Legal Lot Number | 14 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 23305 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2727 NE 15TH ST, FORT LAUDERDALE, FL 33304-1614 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on Record |
| Deed Sale | Mar 25, 2022 · Amount on Record |
| Deed Document Number | 20223537159 |
| Deed Book / Page | 3612 / 1175 |
| Last Transfer Date | Feb 20, 2025 |
| Transfer Doc | 0003738477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 20, 2025 |
| Property Address | 414 MAIN ST, DESTIN, FL 32541-1919 |
| Document Number | 0003738477 |
| Map Reference | MB 5 PG 90 |
| Instrument | 3738477 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 MAIN ST, DESTIN, FL 32541-1919 |
| Name | Verified Name |
|---|---|
| Address | 2727 NE 15TH ST, FORT LAUDERDALE, FL 33304-1614 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,404.00 (-1.02%) | $287,439 (-0.18%) Land $125,345 Building $162,094 | $287,439 (-0.18%) Land $125,345 Building $162,094 |
| 2023 | $3,439.00 (+6.8%) | $287,943 (+7.76%) Land $113,732 Building $174,211 | $287,943 (+7.76%) Land $113,732 Building $174,211 |
| 2022 | $3,220.00 | $267,205 Land $103,393 Building $163,812 | $267,205 Land $103,393 Building $163,812 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 29 (1995–2021) |
| Claims Outside the SFHA | 25 of 29 |
| Most Recent Claim | Apr 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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