Okaloosa County property record for 507 Main St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,217 sqft · built 1967 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,000 (Aug 2019) |
| Tax Bill | $2,763 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9199-3 |
| Primary APN | C56-000-589-9199-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,217 sqft Heated Area |
| Gross Area | 3,109 sqft |
| 1st Floor Area | 1,363 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 348 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 156 sqft |
| Patio Area | 736 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 507 MAIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST JOES BAYOU DESTIN E 100 FT OF LOTS 59 & 60 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | JOES BAYOU 1ST ADDN |
| Legal Lot Number | 59,60 60 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 507 MAIN ST, DESTIN, FL 32541-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 9, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 19, 2019 | Warranty Deed, Transfer · ARM METRO CITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Jan 22, 2010 · Amount on Record |
| Deed Document Number | 3298794 |
| Deed Book / Page | 3414 / 2655 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 507 MAIN ST, DESTIN, FL 32541-1920 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036332636 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 3633/2636 |
| Instrument | 3565651 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 507 MAIN ST, DESTIN, FL 32541-1920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034372732 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 3437/2732 |
| Instrument | 3329020 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 9, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 19, 2019 |
| Property Address | 507 MAIN ST, DESTIN, FL 32541-1920 |
| Document Number | 0034142655 |
| Book / Page | 3414 / 2655 |
| Map Reference | MB 1 PG 19 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 3298794 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,093.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3107 MERION DR, 3107, MIRAMAR BEACH, FL 32550-7855 |
| Name | Verified Name |
|---|---|
| Address | 507 MAIN ST, DESTIN, FL 32541-1920 |
| Document Number | 0034142657 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 3414-2657 |
| Name | METRO CITY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,763.00 (+5.9%) Homeowner's exemption | $272,382 (+5.99%) | $356,571 (+2.43%) Land $118,750 Building $237,821 |
| 2023 | $2,609.00 (+2.6%) Homeowner's exemption | $256,996 (+3%) | $348,110 (+7.26%) Land $107,748 Building $240,362 |
| 2022 | $2,543.00 Homeowner's exemption | $249,511 | $324,553 Land $97,953 Building $226,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures