Shiawassee County property record for 421 Grace St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,000 (Aug 2023) |
| Tax Bill | $2,232 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-601-000-003-00 |
| Primary APN | 050-601-000-003-00 |
|---|
| Lot Area | 6,534 sqft (0.15 acres) |
|---|
| Street Address | 421 GRACE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 50' OF W 182' LOT 4 M L STEWART & CO'S ADD |
| Legal Subdivision | STEWART & COS ADD |
| Legal Lot Number | 4 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30800 |
Source: Shiawassee County records · APN 050-601-000-003-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 GRACE ST, OWOSSO, MI 48867-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY |
| Aug 03, 2023 | Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE |
| Aug 04, 2020 | Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BANK |
| Jun 05, 2017 | Quit Claim Deed, Transfer MORTGAGE CTR TITLE LLC |
| May 25, 2017 | Deed of Trust, Mortgage MORTGAGE CTR LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2023 · Amount on Record |
| Deed Sale | Aug 03, 2023 · Amount on Record |
| Prior Sale | Aug 04, 2020 · Amount on Record |
| Deed Document Number | 20233373610 |
| Deed Book / Page | 1309 / 461 |
| Prior Transfer Date | May 25, 2017 |
| Prior Transfer Doc | 0012350078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 421 GRACE ST, OWOSSO, MI 48867-4401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3110 INNSBROOK DR, OWOSSO, MI 48867-8200 |
| Document Number | 0013090596 |
|---|---|
| Date | Aug 07, 2023 |
| Book Page | 1309/596 |
| Instrument | 3373746 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 03, 2023 |
| Property Address | 421 GRACE ST, OWOSSO, MI 48867-4401 |
| Document Number | 0013090461 |
| Book / Page | 1309 / 461 |
| Map Reference | LB 1 PG 55 |
| Instrument Date | Aug 01, 2023 |
| Instrument | 3373610 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9962 BABCOCK RD, LAINGSBURG, MI 48848-9413 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3110 INNSBROOK DR, OWOSSO, MI 48867-8200 |
| Document Number | 0013090595 |
|---|---|
| Date | Aug 07, 2023 |
| Book Page | 1309/595 |
| Instrument | 3373745 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND BLANC, MI 48439 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 04, 2020 |
| Property Address | 421 GRACE ST, OWOSSO, MI 48867-4401 |
| Document Number | 0012710502 |
| Book / Page | 1271 / 502 |
| Map Reference | LB 1 PG 55 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 3335155 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 GRACE ST, 421, OWOSSO, MI 48867-4401 |
| Name | Verified Name |
|---|---|
| Address | 421 GRACE ST, OWOSSO, MI 48867-4401 |
| Document Number | 3335156 |
|---|---|
| Date | Aug 04, 2020 |
| Instrument | 3335156 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 05, 2017 |
| Property Address | 421 GRACE ST, OWOSSO, MI 48867-4401 |
| Document Number | 0012350078 |
| Book / Page | 001235 / 000078 |
| Instrument Date | May 25, 2017 |
| Instrument | 3298385 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | MORTGAGE CTR TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 GRACE ST OWOSSO MI 488674401, OWOSSO, MI 48867-4401 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 421 GRACE ST, OWOSSO, MI 48867-4401 |
| Document Number | 0012350079 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 GRACE ST OWOSSO MI 488674401, OWOSSO, MI 48867-4401 |
| Document Number | 0012350079 |
|---|---|
| Date | Jun 05, 2017 |
| Book Page | 001235/000079 |
| Instrument | 3298386 |
| Name | MORTGAGE CTR LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 04, 2047 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,200 (+10.47%) | $122,400 (+10.47%) | |
| 2025 | $2,232.00 (+20.58%) Homeowner's exemption | $55,400 (+20.96%) | $110,800 (+20.96%) |
| 2024 | $1,851.00 | ||
| 2023 | $1,851.00 Homeowner's exemption | $45,800 | $91,600 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550308001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1985) |
| Most Recent Claim | Feb 1985, tidal / storm surge |
| Wildfire Risk | Low above 2% of the US · above 4% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Owosso Downtown Historic District listed 2014 · 91 contributing resources · NRIS 14000126 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| DayStarr | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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