424 Grace St, Owosso, MI 48867 Property Records

Shiawassee County property record for 424 Grace St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,773 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-115-001-018-00`

Property Details

APN / Parcel Number

Primary APN	`050-115-001-018-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Location & Zoning

Street Address	424 GRACE ST
City	OWOSSO
State	MI
Zip	48867-4450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK 1 CITY ASSESSORS PLAT 5
Legal Subdivision	CITY ASSESSORS PLAT 5
Legal Block	1
Legal Lot Number	15
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1008
Census Tract	30800

Owner

Source: Shiawassee County records · APN 050-115-001-018-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	424 GRACE ST, OWOSSO, MI 48867-4450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 13, 2012
Transfer Doc	0011780649
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 29, 2020
Property Address	424 GRACE ST, OWOSSO, MI 48867-4450
Document Number	0012650529
Book / Page	001265 / 000529
Instrument Date	Jan 23, 2020
Instrument	3329158
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 GRACE ST OWOSSO MI 488674450, OWOSSO, MI 48867-4450

Mortgage

Document Number	12650530
Date	Jan 29, 2020
Book Page	001265/000530
Instrument	3329159

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,000 (+10.89%)	$112,000 (+10.89%)
2025	$1,773.00 (+4.91%) Homeowner's exemption	$50,500 (+21.1%)	$101,000 (+21.1%)
2024	$1,690.00
2023	$1,690.00 Homeowner's exemption	$41,700	$83,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.