403 Grace St, Owosso, MI 48867 Property Records

Shiawassee County property record for 403 Grace St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$21,900 (Jul 2025)
Tax Bill	$1,824 (2025)
Deeds & Mortgages	Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`050-601-000-013-00`

Property Details

APN / Parcel Number

Primary APN	`050-601-000-013-00`

Exterior

Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	199 ft deep x 116 ft wide

Location & Zoning

Street Address	403 GRACE ST
City	OWOSSO
State	MI
Zip	48867-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 198' LOT 7 M L STEWART & CO'S ADD ALSO A STRIP OF LAND LYING BETWEEN THE S 132' OF THE N 198' LOT 7 & THE N 132' OF LOT 13
Legal Subdivision	STEWART & COS ADD
Legal Block	3
Legal Lot Number	7,13
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1010
Census Tract	30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Owosso Downtown Historic District listed 2014 · 91 contributing resources · NRIS 14000126

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 GRACE ST, OWOSSO, MI 48867-4401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Deed Document Number	20253393244
Deed Book / Page	1328 / 833
Record Updated	Sep 20, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 11, 2018
Property Address	403 GRACE ST, OWOSSO, MI 48867-4401
Document Number	0012410938
Book / Page	001241 / 000938
Instrument Date	Dec 29, 2017
Instrument	3305304
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6179 TWIN LAKES DR KIMBALL MI 480741366, KIMBALL, MI 48074-1366

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,100 (+10.61%)	$152,200 (+10.61%)
2025	$1,824.00 (+4.89%) Homeowner's exemption	$68,800 (+21.34%)	$137,600 (+21.34%)
2024	$1,739.00
2023	$1,739.00 Homeowner's exemption	$56,700	$113,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20