421 E Old Highway 74, Monroe, NC 28112 Property Records

Union County property record for 421 E Old Highway 74, Monroe, NC 28112

Property Summary

Property Type	Self Storage
Details	3,160 sqft · built 1987
Lot Size	1.97 acres (85,813 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Nov 2025)
Tax Bill	$924 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-121-025`

Property Details

APN / Parcel Number

Primary APN	`09-121-025`

Interior

Stories	1 Story
Building Area	3,160 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	85,813 sqft (1.97 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	421 E OLD HIGHWAY 74
City	MONROE
State	NC
Zip	28112-8124
Property Category	Industrial
Property Type	Industrial > Self Storage
Local Zoning Code	R-20 MONRO
Legal Description	1.97A 7992-504
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2041
Census Tract	20601

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4616 GRIFFITH RD, MONROE, NC 28112-8838
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Nov 24, 2025	Special Warranty Deed, Transfer · Commercial Mortgage TRUIST BANK
Feb 17, 2021	Warranty Deed, Transfer · Commercial Mortgage AMERICAN BANK OF THE CAROLINAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	202531141
Deed Book / Page	9252 / 567
Prior Transfer Date	Apr 14, 2003
Prior Transfer Doc	3030057
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	421 E OLD HIGHWAY 74, MONROE, NC 28112-8124
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E OLD HIGHWAY 74, MONROE, NC 28112-8124

Mortgage

Document Number	0009252620
Date	Nov 24, 2025
Book Page	9252/620
Instrument	31146

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	421 E OLD HIGHWAY 74, MONROE, NC 28112-8124
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 MITCHELL HOLLOW RD, CHARLOTTE, NC 28277-4548
Investor	Possibly a Property Investor

Mortgage

Document Number	0008453665
Date	Apr 14, 2022
Book Page	8453/665
Instrument	13943

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 24, 2025
Property Address	421 E OLD HIGHWAY 74, MONROE, NC 28112-8124
Document Number	0009252567
Book / Page	9252 / 567
Instrument Date	Nov 21, 2025
Instrument	31141
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 77388, CHARLOTTE, NC 28271-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4616 GRIFFITH RD, MONROE, NC 28112-8838

Mortgage

Document Number	0000031142
Date	Nov 24, 2025
Instrument	31142

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 21, 2035

Mortgage

Document Number	0009252601
Date	Nov 24, 2025
Book Page	9252/601
Instrument	31145

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 17, 2021
Property Address	421 E OLD HIGHWAY 74, MONROE, NC 28112-8124
Document Number	0007992504
Book / Page	7992 / 504
Instrument Date	Feb 16, 2021
Instrument	7329
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 JOHN DOSTER RD, 643, PAGELAND, SC 29728-7216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 MITCHELL HOLLOW RD, CHARLOTTE, NC 28277-4548

Mortgage

Document Number	0000007330
Date	Feb 17, 2021
Instrument	7330

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$924.00 (+40.85%)	$105,800 (+75.75%) Land $72,300 Building $33,500	$105,800 (+75.75%) Land $72,300 Building $33,500
2023	$656.00	$60,200 Land $31,100 Building $29,100	$60,200 Land $31,100 Building $29,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

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