413 E Old Highway 74, Monroe, NC 28112 Property Records

Union County property record for 413 E Old Highway 74, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1998
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Jul 2006)
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-121-013D`

Property Details

APN / Parcel Number

Primary APN	`09-121-013D`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 E OLD HIGHWAY 74
City	MONROE
State	NC
Zip	28112-8124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 MONRO
Legal Description	#3 HEATHERLIN PROPERTIES OPCE874
Legal Subdivision	HEATHERLIN PROPERTIES SUBDIVISION
Legal Lot Number	3
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2041
Census Tract	20601

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 E OLD HIGHWAY 74, MONROE, NC 28112-8124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2006 · Amount on Record
Deed Sale	Jul 28, 2006 · Amount on Record
Prior Sale	Aug 12, 2004 · Amount on Record
Deed Document Number	200634021
Deed Book / Page	4245 / 590
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	413 E OLD HIGHWAY 74, MONROE, NC 28112-8124
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E OLD HIGHWAY 74, MONROE, NC 28112-8124

Mortgage

Document Number	0008647545
Date	Jan 31, 2023
Book Page	8647/545
Instrument	2162

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 3, 2020
Property Address	413 E OLD HIGHWAY 74, MONROE, NC 28112-8124
Document Number	0007600215
Book / Page	7600 / 215
Map Reference	CAB E FILE 874
Instrument Date	Feb 27, 2020
Instrument	7135
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E OLD HIGHWAY 74, MONROE, NC 28112-8124

Mortgage

Document Number	0000007136
Date	Mar 3, 2020
Instrument	7136

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,987.00 (+8.58%)	$227,400 (+35.44%) Land $68,800 Building $158,600	$227,400 (+35.44%) Land $68,800 Building $158,600
2023	$1,830.00	$167,900 Land $26,600 Building $141,300	$167,900 Land $26,600 Building $141,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

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