411 E Old Highway 74, Monroe, NC 28112 Property Records

Union County property record for 411 E Old Highway 74, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1998
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (Mar 2025)
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-121-013E`

Property Details

APN / Parcel Number

Primary APN	`09-121-013E`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Porch	Slab
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 E OLD HIGHWAY 74
City	MONROE
State	NC
Zip	28112-8124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 MONRO
Legal Description	#4 HEATHERLIN PROPERTIES OPCE874
Legal Subdivision	HEATHERLIN PROPERTIES
Legal Lot Number	4
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2041
Census Tract	20601

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 E OLD HIGHWAY 74, MONROE, NC 28112-8124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Mar 27, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 14, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jan 11, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on Record
Deed Sale	Mar 6, 2025 · Amount on Record
Prior Sale	Mar 27, 2020 · Amount on Record
Deed Document Number	20255337
Deed Book / Page	9073 / 624
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	411 E OLD HIGHWAY 74 # E, E, MONROE, NC 28112-8124
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008153569
Date	Jun 29, 2021
Book Page	8153/569
Instrument	30730

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 27, 2020
Property Address	411 E OLD HIGHWAY 74 # E, E, MONROE, NC 28112-8124
Document Number	0007620379
Book / Page	7620 / 379
Map Reference	CAB E FILE 874
Instrument Date	Mar 27, 2020
Instrument	10251
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5960 FAIRVIEW RD # 405, 5960, CHARLOTTE, NC 28210-3102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E OLD HIGHWAY 74, MONROE, NC 28112-8124

Mortgage

Document Number	0000010252
Date	Mar 27, 2020
Instrument	10252

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 24, 2020
Property Address	411 E OLD HIGHWAY 74 # E, E, MONROE, NC 28112-8124
Document Number	7570460
Book / Page	007570 / 000460
Instrument Date	Jan 23, 2020
Instrument	2628
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$151.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5960 FAIRVIEW RD #405 CHARLOTTE NC 282103102, 405, CHARLOTTE, NC 28210-3102

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 14, 2017
Property Address	411 E OLD HIGHWAY 74 # E, E, MONROE, NC 28112-8124
Document Number	6876467
Book / Page	006876 / 000467
Instrument Date	Feb 13, 2017
Instrument	4152
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4134 CHARLOTTE HWY #A CLOVER SC 297108814, A, CLOVER, SC 29710-8814

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Jan 11, 2017
Property Address	411 E OLD HIGHWAY 74 # E, E, MONROE, NC 28112-8124
Document Number	6857737
Book / Page	006857 / 000737
Instrument Date	Nov 14, 2016
Instrument	756
Transaction Type	Foreclosure
Record Updated	Feb 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$171.09
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4213 NEW TOWN RD WAXHAW NC 281737708, WAXHAW, NC 28173-7708

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,050.00 (+7.44%)	$234,600 (+34.06%) Land $68,800 Building $165,800	$234,600 (+34.06%) Land $68,800 Building $165,800
2023	$1,908.00	$175,000 Land $26,600 Building $148,400	$175,000 Land $26,600 Building $148,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

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