Cherokee County property record for 421 E Montgomery St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 826 sqft · built 1938 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,000 (Jul 2021) |
| Tax Bill | $2,643 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014912-23-3 |
| Primary APN | 014912-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 826 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Porch |
| Old Parcel Number | 1000100107002 61343589 |
|---|---|
| Street Address | 421 E MONTGOMERY ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-3865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GF |
| Legal Description | 421 E MONTGOMERY ST/ 4 W 222 FM WEBB $43000 FM PARKER $134000 |
| Legal Subdivision | CITY/GAFFNEY |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 970201 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1912, GAFFNEY, SC 29342-1912 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Deed Document Number | 0001362967 |
| Prior Transfer Date | May 2, 2008 |
| Prior Transfer Doc | 02500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Mar 20, 2020 |
| Property Address | 421 E MONTGOMERY ST, GAFFNEY, SC 29340-3865 |
| Document Number | 0001210413 |
| Book / Page | 000121 / 000413 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 1537 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 HYATT ST GAFFNEY SC 293411558, GAFFNEY, SC 29341-1558 |
| Document Number | 1210415 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 000121/000415 |
| Instrument | 1538 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | GAFFNEY, SC 29340 |
| Amount | Amount Recorded |
|---|
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Municipality | Gaffney City |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,643.00 (+614.32%) | $6,370 (+50.24%) Land $480 Building $5,890 | $106,100 (-) Land $8,000 Building $98,100 |
| 2023 | $370.00 Homeowner's exemption | $4,240 Land $320 Building $3,920 | $106,100 Land $8,000 Building $98,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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