412 E Montgomery St, Gaffney, SC 29340 Property Records

Cherokee County property record for 412 E Montgomery St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1940
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Feb 2026)
Tax Bill	$408 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011381-23-3`

Property Details

APN / Parcel Number

Primary APN	`011381-23-3`
Alternative APNs	`1000100098000 60823589` `100-01-00-098.000` `011435223`

Interior

Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Lot Area	8,276 sqft (0.19 acres)
Porch	Slab

Location & Zoning

Street Address	412 E MONTGOMERY ST
City	GAFFNEY
State	SC
Zip	29340-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	412 E MONTGOMERY ST FM ROGER JAMES $60000
Legal Subdivision	PLAT PREPARED FOR MILDRED M HUGHEY
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1012
Census Tract	970601

Owner

Source: Cherokee County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 6655, SPARTANBURG, SC 29304-6655
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 18, 2026	Deed, Transfer
Feb 18, 2026	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	2026841
Deed Book / Page	194 / 2041
Last Transfer Date	Apr 24, 2026
Transfer Doc	0000002242
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 27, 2026
Property Address	412 E MONTGOMERY ST, GAFFNEY, SC 29340-3024
Document Number	0000002242
Book / Page	197 / 1846
Instrument Date	Apr 24, 2026
Instrument	20262242
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Feb 18, 2026
Property Address	412 E MONTGOMERY ST, GAFFNEY, SC 29340-3024
Document Number	0001942041
Book / Page	194 / 2041
Map Reference	MB 190 PG 172
Instrument Date	Feb 18, 2026
Instrument	2026-841
Transaction Type	Transfer
Record Updated	Mar 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 6655, SPARTANBURG, SC 29304-6655

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Feb 18, 2026
Property Address	412 E MONTGOMERY ST, GAFFNEY, SC 29340-3024
Document Number	0001942041
Book / Page	194 / 2041
Map Reference	MB 190 PG 172
Instrument Date	Feb 18, 2026
Instrument	2026-841
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 6655, SPARTANBURG, SC 29304-6655

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$408.00 (+11.17%) Homeowner's exemption	$2,220 (-) Land $320 Building $1,900	$55,500 (-) Land $8,000 Building $47,500
2023	$367.00	$2,220 Land $320 Building $1,900	$55,500 Land $8,000 Building $47,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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