419 E Montgomery St, Gaffney, SC 29340 Property Records

Cherokee County property record for 419 E Montgomery St, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	980 sqft · built 1938
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$106,394 (May 2024)
Tax Bill	$775 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`028619-23-3`

Property Details

APN / Parcel Number

Primary APN	`028619-23-3`
Alternative APNs	`1000100107001 61344489` `100-01-00-107.001` `028426223`

Interior

Stories	1 Story
Building Area	980 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Exterior Material	Siding
Lot Area	7,841 sqft (0.18 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	1000100107001 61344489
Street Address	419 E MONTGOMERY ST
City	GAFFNEY
State	SC
Zip	29340-3865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	419 E MONTGOMERY ST 0.18AC DB 171-2370 0.18AC PLAT 15I-201
Legal Subdivision	PLANTATION POINTE SUB
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1084
Census Tract	970201

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	419 E MONTGOMERY ST, GAFFNEY, SC 29340-3865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 7, 2019	Grant Deed, Transfer · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Jan 25, 2008
Deed Document Number	2024-2206
Deed Book / Page	171 / 2370
Record Updated	Jun 8, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	May 6, 2024
Property Address	419 E MONTGOMERY ST, GAFFNEY, SC 29340-3865
Document Number	0001712370
Book / Page	171 / 2370
Map Reference	MB 15-I PG 201
Instrument Date	May 3, 2024
Instrument	2024-2206
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 E MONTGOMERY ST, GAFFNEY, SC 29340-3865

Mortgage

Document Number	0020242207
Date	May 6, 2024
Instrument	2024-2207

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Nov 7, 2019
Property Address	419 E MONTGOMERY ST, GAFFNEY, SC 29340-3865
Document Number	0001171379
Book / Page	000117 / 001379
Instrument Date	Nov 6, 2019
Instrument	5654
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 SWANGER RD GAFFNEY SC 293413144, GAFFNEY, SC 29341-3144

Mortgage

Document Number	1171381
Date	Nov 7, 2019
Book Page	000117/001381
Instrument	5655

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	GAFFNEY, SC 29341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 6, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$775.00 (-50.35%) Homeowner's exemption	$4,220 (+7.11%) Land $800 Building $3,420	$105,500 (+52.9%) Land $20,000 Building $85,500
2023	$1,561.00	$3,940 Land $480 Building $3,460	$69,000 Land $8,000 Building $61,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on E Montgomery St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures