421 Colgate Ave, Elyria, OH 44035 Property Records

Lorain County property record for 421 Colgate Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1965
Square Footage2,343 sqft Living Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$145,000 (2017)
Tax Bill$3,935.00 (2025)

Owner

Source: Lorain County records · APN 06-25-003-107-019

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address421 COLGATE AVE, ELYRIA, OH 44035-7119
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Dec 22, 2017Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2017 · Amount on Record
Deed SaleDec 22, 2017 · Amount on Record
Prior SaleMar 12, 2010
Deed Doc Number2017007272
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address421 COLGATE AVE, ELYRIA, OH 44035-7119
Document Number0000796250
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedJan 29, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address421 COLGATE AVE ELYRIA OH 440357119, ELYRIA, OH 44035-7119

Mortgage

Document Number0000796250
DateDec 30, 2020
Instrument796250
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueDec 29, 2048

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionLORAIN OH
Recording DateDec 22, 2017
Property Address421 COLGATE AVE, ELYRIA, OH 44035-7119
Document Number0000656122
Map ReferenceVOL 24 PG 5
Instrument DateDec 22, 2017
Instrument2017-0656122
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyOLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address421 COLGATE AVE, ELYRIA, OH 44035-7119

Mortgage

Document Number0000656123
DateDec 22, 2017
Instrument2017-0656123
Lender
NamePLAZA HOME MORTGAGE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,935.00$83,560 (+0.01%) Land $11,800 Building $71,760$238,720 (-) Land $33,700 Building $205,020
2024$3,935.00 (+20.85%)$83,552 (+39.84%) Land $11,795 Building $71,757$238,720 (+39.84%) Land $33,700 Building $205,020
2023$3,256.00 (+0.37%)$59,749 (%) Land $10,283 Building $49,466$170,710 (-) Land $29,380 Building $141,330
2022$3,244.00$59,750 Land $10,280 Building $49,470
2021$170,710 Land $29,380 Building $141,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 19% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-25-003-107-019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,343 sqft Living Area
1st Floor1,136 sqft 1st Floor
2nd Floor1,075 sqft 2nd Floor
Upper Floors1,076 sqft Upper Floors
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1965
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area8,276 sqft (0.189 acres)
Depth X Width140 ft x 60 ft Depth x Width
Garage TypeAttached Garage
Garage Area132 sqft Garage

Exterior Amenities

Patio Area156 sqft Patio
PorchEnclosed Porch
Porch Area396 sqft Porch
Canopy Area156 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address421 COLGATE AVE
CityELYRIA
StateOH
Zip44035-7119
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionUNIV HTS REV 3 60 X 140
Legal SubdivisionUNIVERSITY HEIGHTS REV
Legal Tract25
Legal Block107
Legal Lot Number168
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2019
Census Tract71100

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