426 Colgate Ave, Elyria, OH 44035 Property Records

Lorain County property record for 426 Colgate Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1965
Square Footage2,088 sqft Living Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2022)
Tax Bill$4,090.00 (2025)

Owner

Source: Lorain County records · APN 06-25-003-108-004

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address426 COLGATE AVE, ELYRIA, OH 44035-7120
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 09, 2023Deed of Trust, Mortgage · Line of Credit
COMMUNITY STAR CU INC
May 06, 2022Warranty Deed, Transfer · Stand Alone First Mortgage
THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2022 · Amount on Record
Deed SaleMay 06, 2022 · Amount on Record
Prior SaleNov 12, 1997 · Amount on Record
Deed Doc Number2022002674
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address426 COLGATE AVE, ELYRIA, OH 44035-7120
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000915091
DateMay 09, 2023
Instrument2023-0915091
Lender
NameCOMMUNITY STAR CU INC
TypeCredit Union
AddressELYRIA, OH 44035
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 20, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 06, 2022
Property Address426 COLGATE AVE, ELYRIA, OH 44035-7120
Document Number0000874371
Map ReferenceVOL 24 PG 5
Instrument DateMay 05, 2022
Instrument2022-0874371
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyNEW LAND TITLE AGENCY, NETWORK LAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 COLGATE AVE, ELYRIA, OH 44035-7120

Mortgage

Document Number0000874372
DateMay 06, 2022
Instrument2022-0874372
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,090.00$86,660 (%) Land $13,760 Building $72,900$247,600 (-) Land $39,310 Building $208,290
2024$4,090.00 (+43.41%)$86,661 (+65.84%) Land $13,759 Building $72,902$247,600 (+65.84%) Land $39,310 Building $208,290
2023$2,852.00 (+0.35%)$52,255 (-0.01%) Land $11,998 Building $40,257$149,300 (-) Land $34,280 Building $115,020
2022$2,842.00$52,260 Land $12,000 Building $40,260
2021$149,300 Land $34,280 Building $115,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 19% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-25-003-108-004

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,088 sqft Living Area
1st Floor1,428 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1965
Architectural StyleSplit Level Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area9,583 sqft (0.219 acres)
Depth X Width140 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage

Exterior Amenities

Pool Area512 sqft Pool
Deck Area40 sqft Deck
Patio Area160 sqft Patio
PorchOpen Porch
Porch Area224 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address426 COLGATE AVE
CityELYRIA
StateOH
Zip44035-7120
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionUNIVERSITY HTS 3 REV 70 X 140
Legal SubdivisionUNIV HTS 3 REV FRNT
Legal Tract25
Legal Block108
Legal Lot Number158
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2015
Census Tract71100

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