407 Colgate Ave, Elyria, OH 44035 Property Records

Lorain County property record for 407 Colgate Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1965
Square Footage1,872 sqft Living Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2022)
Tax Bill$3,233.00 (2025)

Owner

Source: Lorain County records · APN 06-25-003-107-016

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 COLGATE AVE, ELYRIA, OH 44035-7119
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NORTHERN MORTGAGE SERVICES LLC
Jun 05, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LENDUSA LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2022 · Amount on Record
Deed SaleAug 23, 2022 · Amount on Record
Prior SaleJun 05, 2018 · Amount on Record
Deed Doc Number2022005339
Record RefreshedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 23, 2022
Property Address407 COLGATE AVE, ELYRIA, OH 44035-7119
Document Number0000888518
Map ReferenceVOL 24 PG 5
Instrument DateAug 18, 2022
Instrument2022-0888518
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 COLGATE AVE, ELYRIA, OH 44035-7119

Mortgage

Document Number0000888519
DateAug 23, 2022
Instrument2022-0888519
Lender
NameNORTHERN MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 05, 2018
Property Address407 COLGATE AVE, ELYRIA, OH 44035-7119
Document Number0000674980
Map ReferenceMB 24 PG 5
Instrument DateJun 05, 2018
Instrument2018-0674980
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$556.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 COLGATE AVE, ELYRIA, OH 44035-7119

Mortgage

Document Number0000674981
DateJun 05, 2018
Instrument2018-0674981
Lender
NameLENDUSA LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,233.00$68,140 (+%) Land $13,760 Building $54,380$194,680 (-) Land $39,310 Building $155,370
2024$3,233.00 (+4.76%)$68,139 (+20.94%) Land $13,759 Building $54,380$194,680 (+20.94%) Land $39,310 Building $155,370
2023$3,086.00 (+0.92%)$56,340 (-) Land $11,998 Building $44,342$160,970 (-) Land $34,280 Building $126,690
2022$3,058.00$56,340 Land $12,000 Building $44,340
2021$160,970 Land $34,280 Building $126,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-25-003-107-016

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,872 sqft Living Area
1st Floor1,032 sqft 1st Floor
2nd Floor840 sqft 2nd Floor
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1965
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area9,583 sqft (0.219 acres)
Depth X Width140 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Patio Area252 sqft Patio
PorchOpen Porch
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address407 COLGATE AVE
CityELYRIA
StateOH
Zip44035-7119
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionUNIV HTS 3 REV 70.00 X 140.00
Legal SubdivisionUNIV HTS 3 REV FRNT
Legal Tract25
Legal Block107
Legal Lot Number165
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2019
Census Tract71100

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