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421 Adams Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 421 Adams Dr, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage960 sqft Living Area
Lot Size11,070 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$162,500 (2020)
Tax Bill$3,723.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-19-350-007-000
Alternative APN
  • 08191710200100 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area960 sqft Living Area
1st Floor960 sqft 1st Floor
Basement Area960 sqft Basement
Unfinished Basement960 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame Construction
Lot Area11,070 sqft (0.25 acres)
Depth X Width125 ft x 70 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area756 sqft Driveway
Garage Area720 sqft Garage
Porch Area330 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address421 ADAMS DR
CityWATERLOO
StateIL
Zip62298-1505
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 27 & N 5 FT LOT 28 EAST RIDGE 2
Legal Range09W
Legal Township02S
Legal Section19
Legal SubdivisionEAST RIDGE
Legal Lot Number27
JurisdictionMONROE IL
Minor Civil Division26
Census Blockgroup1
Census Block1013
Census Tract600401

Owner

Source: Monroe County records · APN 08-19-350-007-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 ADAMS DR, WATERLOO, IL 62298-1505
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
Mar 30, 2020Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
Mar 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2020 · Amount on Record
Deed SaleMar 30, 2020 · Amount on Record
Prior Transfer DateMar 25, 2020
Prior Transfer Doc0000406972
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address421 ADAMS DR, WATERLOO, IL 62298-1505
Transaction TypeMortgage
Record UpdatedFeb 09, 2021
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000414488
DateJan 26, 2021
Instrument414488
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051
Interest
Rate TypeFixed Rate

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateMar 30, 2020
Property Address421 ADAMS DR, WATERLOO, IL 62298-1505
Document Number0000406972
Map ReferenceDOC 85026
Instrument DateMar 25, 2020
Instrument406972
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$243.75
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 ADAMS DR, WATERLOO, IL 62298-1505

Mortgage

Document Number0000406973
DateMar 30, 2020
Instrument406973
Lender
NameFAIRWAY INDEPENDENT MTG CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateMar 22, 2017
Property Address421 ADAMS DR, WATERLOO, IL 62298-1505
Document Number0000388896
Instrument DateJan 24, 2017
Instrument388896
Transaction TypeTransfer
Record UpdatedMay 09, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address421 ADAMS DR WATERLOO IL 622981505, WATERLOO, IL 62298-1505

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$72,050 (+22.2%) Land $16,610 Building $55,440$216,150 (+22.2%) Land $49,830 Building $166,320
2024$3,723.00
2022Additional exemption filed$58,960 Land $15,310 Building $43,650$176,880 Land $45,930 Building $130,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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