Monroe County property record for 415 Adams Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,236 sqft · built 1970 |
| Lot Size | 0.25 acres (10,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,500 (Mar 2022) |
| Tax Bill | $3,834 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-350-010-000 |
| Primary APN | 08-19-350-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,236 sqft Building Perimeter |
| 1st Floor Area | 1,236 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Lot Area | 10,939 sqft (0.25 acres) |
| Lot Dimensions | 125 ft deep x 91 ft wide |
| Garage Area | 675 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 415 ADAMS DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR5 |
| Legal Description | LOT 30 & 2 FT S SIDE LOT 29 EAST RIDGE 2 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 30 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-19-350-010-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3038 SCHULTHEIS LN, FULTS, IL 62244-1532 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE |
| Mar 09, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2022 · Amount on Record |
| Deed Sale | Mar 09, 2022 · Amount on Record |
| Deed Document Number | 2022423055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 415 ADAMS DR, WATERLOO, IL 62298-1505 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000427305 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 427305 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 09, 2022 |
| Property Address | 415 ADAMS DR, WATERLOO, IL 62298-1505 |
| Document Number | 0000423055 |
| Map Reference | MB C PG 95 |
| Instrument Date | Mar 01, 2022 |
| Instrument | 423055 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $279.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3038 SCHULTHEIS LN, FULTS, IL 62244-1532 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,510 (+32.92%) Land $16,680 Building $50,830 | $202,530 (+32.92%) Land $50,040 Building $152,490 | |
| 2024 | $3,834.00 | ||
| 2022 | Additional exemption filed | $50,790 Land $15,320 Building $35,470 | $152,370 Land $45,960 Building $106,410 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| HTC Holding DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Delta Communications, Wisper ISP.
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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