407 Adams Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 407 Adams Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,748 sqft · built 1984
Lot Size	0.23 acres (10,137 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,446 (2024)
Deeds & Mortgages	Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-19-352-016-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-352-016-000`
Alternative APN	`08191710401700 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	10,137 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Garage Area	924 sqft
Driveway	Concrete Driveway
Driveway Area	858 sqft
Porch	Slab
Porch Area	108 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 ADAMS DR
City	WATERLOO
State	IL
Zip	62298-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART LOT 56 EAST RIDGE 3 0144125
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	EAST RIDGE
Legal Lot Number	56
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	1
Census Block	1008
Census Tract	600401

Owner

Source: Monroe County records · APN 08-19-352-016-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 ADAMS DR, WATERLOO, IL 62298-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 03, 2024
Transfer Doc	0000431748
Record Updated	Sep 20, 2026

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IL
Recording Date	Jan 10, 2024
Property Address	407 ADAMS DR, WATERLOO, IL 62298-1505
Document Number	0000431748
Instrument Date	Jan 03, 2024
Instrument	431748
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 ADAMS DR, WATERLOO, IL 62298-1505

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	407 ADAMS DR, WATERLOO, IL 62298-1505

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,470 (+24.89%) Land $16,500 Building $73,970	$271,410 (+24.89%) Land $49,500 Building $221,910
2024	$4,446.00
2022	Homeowner's exemption Additional exemption filed	$72,440 Land $15,200 Building $57,240	$217,320 Land $45,600 Building $171,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.