421 Academy St, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 421 Academy St, Prospect, NY 13435

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,128 sqft · built 1850
Lot Size	1.73 acres (75,484 sqft)
Owner	Company Name on Record
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`305889 178.006-1-45`

Property Details

APN / Parcel Number

Primary APN	`305889 178.006-1-45`
Alternative APNs	`30580317800600010450000000` `012060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,128 sqft Living Area
1st Floor Area	2,310 sqft
Upper Floors Area	818 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	75,484 sqft (1.73 acres)
Lot Dimensions	334 ft deep x 226 ft wide
Garage Type	Attached
Garage Area	961 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	012060
Street Address	421 ACADEMY ST
City	PROSPECT
State	NY
Zip	13435-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	ONEIDA NY
Township / Civil Division	TRENTON
Census Block Group	1
Census Block	1043
Census Tract	24000

Owner

Source: Oneida County and Trenton Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	421 ACADEMY ST, PROSPECT, NY 13435-3507
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA NY
Recording Date	Dec 4, 2018
Property Address	421 ACADEMY ST, PROSPECT, NY 13435-3507
Document Number	0000017463
Instrument Date	Nov 13, 2018
Instrument	17463
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	421 ACADEMY ST PROSPECT NY 134353507, PROSPECT, NY 13435-3507
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oneida County and Trenton Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Trenton Town
Unified School District	Holland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,573.00 (+187.45%)	$69,500 (-) Land $9,000 Building $60,500	$169,512 (+12.19%) Land $21,951 Building $147,561
2023		$69,500 (-) Land $9,000 Building $60,500	$151,087 (+15.22%) Land $19,565 Building $131,522
2022	$1,243.00 Homeowner's exemption Senior Citizen's exemption	$69,500 Land $9,000 Building $60,500	$131,132 Land $16,981 Building $114,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1999–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Nov 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20