Oneida County and Trenton Town property record for 414 Academy St, Prospect, NY 13435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,056 sqft · built 1880 |
| Lot Size | 0.347 acres (15,133 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Aug 2007) |
| Tax Bill | $3,854 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 305889 178.006-1-36 |
| Primary APN | 305889 178.006-1-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 1,406 sqft |
| 2nd Floor Area | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 15,133 sqft (0.347 acres) |
| Lot Dimensions | 159 ft deep x 95.1 ft wide |
| Garage Type | Detached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 729 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 012000 |
|---|---|
| Street Address | 414 ACADEMY ST |
| City | PROSPECT |
| State | NY |
| Zip | 13435-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 36.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | TRENTON |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 24000 |
414 Academy St is owned and occupied by two individuals who bought it in August 2007.
Source: Oneida County and Trenton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 ACADEMY ST, PROSPECT, NY 13435-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2007 · Amount on File |
| Deed Sale | Aug 21, 2007 · Amount on File |
| Deed Book / Page | 2007 / 17023 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 414 Academy St was $3,854 with a homeowner's exemption, up 1.4% from the year before.
Source: Oneida County and Trenton Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Trenton Town |
| Unified School District | Holland Patent Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,854.00 (+1.42%) Homeowner's exemption | ||
| 2025 | $3,800.00 | $73,900 Land $6,300 Building $67,600 | $180,244 Land $15,366 Building $164,878 |
| 2023 | $73,900 (-) Land $6,300 Building $67,600 | $160,652 (+15.22%) Land $13,696 Building $146,956 | |
| 2022 | $1,322.00 Homeowner's exemption | $73,900 Land $6,300 Building $67,600 | $139,434 Land $11,887 Building $127,547 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Academy St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1999–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Nov 2019 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Academy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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