415 Academy St, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 415 Academy St, Prospect, NY 13435

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,872 sqft · built 1885
Lot Size	0.505 acres (22,000 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Aug 2017)
Tax Bill	$3,578 (2026)
Deeds & Mortgages	Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`305889 178.006-1-38`

Property Details

APN / Parcel Number

Primary APN	`305889 178.006-1-38`
Alternative APNs	`30580317800600010380000000` `012090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,536 sqft
2nd Floor Area	336 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	22,000 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	125 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	012090
Street Address	415 ACADEMY ST
City	PROSPECT
State	NY
Zip	13435-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	ONEIDA NY
Township / Civil Division	TRENTON
Census Block Group	1
Census Block	1043
Census Tract	24000

Owner

415 Academy St is owned by two individuals who bought it in August 2017.

Source: Oneida County and Trenton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9319 SMITH RD, REMSEN, NY 13438
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on File
Deed Sale	Aug 11, 2017 · Amount on File
Deed Book / Page	2017 / 11960
Record Updated	Oct 29, 2026

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Aug 11, 2017
Property Address	415 ACADEMY ST, PROSPECT, NY 13435-3507
Document Number	0000011960
Book / Page	0000002017 / 0000011960
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Apr 15, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 415 Academy St was $3,578, up 1.4% from the year before.

Source: Oneida County and Trenton Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Trenton Town
Unified School District	Holland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,578.00 (+1.45%)
2025	$3,527.00	$68,600 Land $8,400 Building $60,200	$167,317 Land $20,488 Building $146,829
2023		$68,600 (-) Land $8,400 Building $60,200	$149,130 (+15.22%) Land $18,261 Building $130,869
2022	$1,227.00	$68,600 Land $8,400 Building $60,200	$129,434 Land $15,849 Building $113,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Academy St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1999–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Nov 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Academy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20