Osceola County property record for 421 10th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,480 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $171,000 (2017) |
| Tax Bill | $2,195.00 (2025) |
| Primary APN | 77973 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,480 sqft Heated Area |
| Gross Area | 1,530 sqft Gross Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 75 ft x 100 ft Depth x Width |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Patio Area | 400 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 434 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 77973 |
|---|---|
| Street Address | 421 10TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 170 W1/2 OF LOTS 21-24 INC 1-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 170 |
| Legal Lot Number | 21-24 24 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5058 |
| Census Tract | 43500 |
Source: Osceola County records · APN 77973
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 421 10TH ST, SAINT CLOUD, FL 34769-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 05, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Feb 20, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Prior Sale | Jun 18, 2005 · Amount on Record |
| Deed Doc Number | 0051732944 |
| Deed Book / Page | 2814 / 0078 |
| Prior Transfer Date | Feb 20, 2017 |
| Prior Transfer Doc | 2017027635 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 421 10TH ST, SAINT CLOUD, FL 34769-3801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0051732946 |
|---|---|
| Date | Jul 05, 2017 |
| Book Page | 5173/2946 |
| Instrument | 2017097354 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 20, 2017 |
| Property Address | 421 10TH ST, SAINT CLOUD, FL 34769-3801 |
| Document Number | 0051050015 |
| Book / Page | 005105 / 000015 |
| Instrument Date | Feb 07, 2017 |
| Instrument | 27635 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 04, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $871.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 421 10TH ST ST CLOUD FL 347693801, ST CLOUD, FL 34769-3801 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,195.00 (+9.26%) Homeowner's exemption | $165,538 (+7.67%) | $298,900 (+10.5%) Land $46,800 Building $252,100 |
| 2023 | $2,009.00 (+4.09%) Homeowner's exemption | $153,741 (+3%) | $270,500 (+11.64%) Land $42,500 Building $228,000 |
| 2022 | $1,930.00 Homeowner's exemption | $149,264 | $242,300 Land $35,100 Building $207,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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