508 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 508 10th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1999
Square Footage	1,100 sqft Heated Area
Lot Size	5,227 sqft (0.119 acres)
Occupancy	Owner Occupied
Last Sale	$285,000 (2025)
Tax Bill	$2,518.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`77623`
Alternative APN	`012630000101220055`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,100 sqft Heated Area
Gross Area	1,484 sqft Gross Area
1st Floor	892 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1999
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.119 acres)
Depth X Width	75 ft x 70 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Fence	Fence
Porch	Enclosed Porch
Porch Area	432 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77623
Street Address	508 10TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3804
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 122 E 70 FT OF W 75 FT LOTS 5-7 1/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	122
Legal Lot Number	5-7,1 6
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4000
Census Tract	43500

Owner

Source: Osceola County records · APN 77623

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3431 SAGEBRUSH ST, HARMONY, FL 34773-6098
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	May 26, 2020 · Amount on Record
Deed Doc Number	2025100784
Deed Book / Page	6834 / 426
Record Refreshed	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 26, 2020
Property Address	508 10TH ST, SAINT CLOUD, FL 34769-3804
Document Number	0057270971
Book / Page	005727 / 000971
Instrument Date	May 22, 2020
Instrument	68092
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	508 10TH ST ST CLOUD FL 347693804, ST CLOUD, FL 34769-3804

Mortgage

Document Number	57270972
Date	May 26, 2020
Book Page	005727/000972
Instrument	68093

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00 (+6.69%) Homeowner's exemption	$183,569 (+5.99%)	$199,000 (+14.9%) Land $46,800 Building $152,200
2023	$2,360.00 (-8.77%) Homeowner's exemption	$173,200 (+10.11%) Land $34,000 Building $139,200	$173,200 (+10.11%) Land $34,000 Building $139,200
2022	$2,587.00	$157,300 Land $30,600 Building $126,700	$157,300 Land $30,600 Building $126,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.