Charlotte County property record for 42099 Edgewater Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,889 sqft · built 2022 |
| Lot Size | 0.214 acres (9,359 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,100 (May 2022) |
| Tax Bill | $5,806 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2025 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 42-26-30-201-039 |
| Primary APN | 42-26-30-201-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,889 sqft Living Area |
| Gross Area | 2,847 sqft |
| Flooring | Covered |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,359 sqft (0.214 acres) |
| Driveway | Driveway |
| Driveway Area | 238 sqft |
| Pool Area | 286 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 42099 EDGEWATER DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BCE 000 0000 1222 BABCOCK RANCH COMMUNITY EDGEWATER LOT 1222 4518/730 E4518/732 4987/1904 (9359 SF) |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 30 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Lot Number | 1222 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42099 EDGEWATER DR, PUNTA GORDA, FL 33982-2267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PULTE MORTGAGE LLC |
| Jun 24, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK SOUTH FLORIDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on Record |
| Deed Sale | May 16, 2022 · Amount on Record |
| Deed Document Number | 3105141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 42099 EDGEWATER DR, PUNTA GORDA, FL 33982-2267 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 42099 EDGEWATER DR, BABCOCK RANCH, FL 33982-2267 |
| Document Number | 0049871906 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 4987/1906 |
| Instrument | 3105142 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 42099 EDGEWATER DR, PUNTA GORDA, FL 33982-2267 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 42099 EDGEWATER DR, PUNTA GORDA, FL 33982-2267 |
| Document Number | 0003541064 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 3541064 |
| Name | FIFTH THIRD BANK SOUTH FLORIDA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2055 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,806.00 (-30.78%) Homeowner's exemption | $428,503 (+2.46%) | $469,439 (+5%) Land $88,000 Building $381,439 |
| 2023 | $8,388.00 (+187.75%) Homeowner's exemption | $418,225 (+656.97%) | $447,070 (+709.18%) Land $75,000 Building $372,070 |
| 2022 | $2,915.00 | $55,250 Land $55,250 | $55,250 Land $55,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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