Charlotte County property record for 42115 Edgewater Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,889 sqft · built 2022 |
| Lot Size | 0.206 acres (8,981 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Jul 2025) |
| Tax Bill | $3,955 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 42-26-30-201-037 |
| Primary APN | 42-26-30-201-037 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,889 sqft Living Area |
| Gross Area | 3,045 sqft |
| Flooring | Covered |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,981 sqft (0.206 acres) |
| Driveway | Driveway |
| Driveway Area | 411 sqft |
| Pool Area | 286 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 42115 EDGEWATER DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BCE 000 0000 1220 BABCOCK RANCH COMMUNITY EDGEWATER LOT 1220 (8981 SF) 4518/730 E4518/732 4924/339 327988 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 30 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Lot Number | 1220 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 42115 EDGEWATER DR, PUNTA GORDA, FL 33982-2271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL MORTGAGE HOME LOANS LLC |
| Jun 19, 2023 | Warranty Deed, Transfer ESS TITLE AGENCY, ACCESS TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Jun 19, 2023 · Amount on Record |
| Deed Document Number | 3547505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 14, 2025 |
| Property Address | 42115 EDGEWATER DR, PUNTA GORDA, FL 33982-2271 |
| Document Number | 0003547505 |
| Map Reference | MB 23 PG 11A-11P |
| Instrument Date | Jul 3, 2025 |
| Instrument | 3547505 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | SOUTH FL TITLE INSURERS/BROWAR, SOUTH FL TTL INSURERS OF PAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 441 MILLSTREAM DR, VERNON, CT 06066-5254 |
| Name | Verified Name |
|---|---|
| Address | 42115 EDGEWATER DR, PUNTA GORDA, FL 33982-2271 |
| Document Number | 0003547506 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | 3547506 |
| Name | NATIONAL MORTGAGE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 19, 2023 |
| Property Address | 42115 EDGEWATER DR, PUNTA GORDA, FL 33982-2271 |
| Document Number | 0003279882 |
| Map Reference | MB 23 PG 114-11P |
| Instrument Date | Jun 16, 2023 |
| Instrument | 3279882 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ESS TITLE AGENCY, ACCESS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9801 FALL CREEK ROAD, INDIANAPOLIS, IN 46256-4802 |
| Name | Verified Name |
|---|---|
| Address | 441 MILLSTREAM DR, VERNON, CT 06066-5254 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,955.00 (-57.26%) Homeowner's exemption | $304,624 (-29.87%) | $485,265 (+5.41%) Land $88,000 Building $397,265 |
| 2023 | $9,254.00 (+217.46%) | $434,364 (+686.18%) | $460,375 (+733.26%) Land $75,000 Building $385,375 |
| 2022 | $2,915.00 | $55,250 Land $55,250 | $55,250 Land $55,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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