42091 Edgewater Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 42091 Edgewater Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 2022
Lot Size	0.213 acres (9,282 sqft)
Owner	Individual Name on Record
Last Sale	$478,300 (Dec 2022)
Tax Bill	$4,912 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`42-26-30-201-040`

Property Details

APN / Parcel Number

Primary APN	`42-26-30-201-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
Gross Area	2,686 sqft
Flooring	Covered

Exterior

Year Built	Built 2022
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,282 sqft (0.213 acres)
Driveway	Driveway
Driveway Area	320 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	42091 EDGEWATER DR
City	PUNTA GORDA
State	FL
Zip	33982-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCE 000 0000 1223 BABCOCK RANCH COMMUNITY EDGEWATER LOT 1223 (9283 SF) 4518/730 E4518/732 3195273
Legal Range	26E
Legal Township	42S
Legal Section	30
Legal Subdivision	BABCOCK RANCH
Legal Lot Number	1223
Legal Unit	Y
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42091 EDGEWATER DR, PUNTA GORDA, FL 33982-2267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	3195273
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 29, 2022
Property Address	42091 EDGEWATER DR, PUNTA GORDA, FL 33982-2267
Document Number	0003195273
Map Reference	MB 23 PG 11A-11P
Instrument Date	Dec 23, 2022
Instrument	3195273
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,348.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42091 EDGEWATER DR, BABCOCK RANCH, FL 33982-2267

Mortgage

Document Number	0003195274
Date	Dec 29, 2022
Instrument	3195274

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,912.00 (-33.78%) Homeowner's exemption	$368,667 (+3.63%)	$436,689 (+5.62%) Land $88,000 Building $348,689
2023	$7,418.00 (+182.27%) Homeowner's exemption	$355,745 (+543.88%)	$413,448 (+648.32%) Land $75,000 Building $338,448
2022	$2,628.00	$55,250 Land $55,250	$55,250 Land $55,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20