4205 E Ermina Ave, Spokane, WA 99217 Property Records

Spokane County property record for 4205 E Ermina Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 1993
Lot Size	0.219 acres (9,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Nov 2004)
Tax Bill	$3,698 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`35104.1516`

Property Details

APN / Parcel Number

Primary APN	`35104.1516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,595 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	987 sqft
Basement Area	483 sqft
Finished Basement	200 sqft
Unfinished Basement	283 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,520 sqft (0.219 acres)
Lot Dimensions	136 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft
Patio Area	210 sqft
Canopy	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4205 E ERMINA AVE
City	SPOKANE
State	WA
Zip	99217-7271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	UPRIVER DRIVE ESTATES L16 B7
Legal Range	43E
Legal Township	25N
Legal Section	10
Legal Subdivision	UPRIVER DRIVE ESTATES
Legal Block	7
Legal Lot Number	16
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3043
Census Tract	14400

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4205 E ERMINA AVE, SPOKANE, WA 99217-7271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jun 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2004 · Amount on Record
Deed Sale	Nov 30, 2004 · Amount on Record
Prior Sale	Jul 8, 1998 · Amount on Record
Deed Document Number	20045151939
Last Transfer Date	Jun 9, 2020
Transfer Doc	0006930200
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4205 E ERMINA AVE, SPOKANE, WA 99217-7271
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006970067
Date	Sep 18, 2020
Instrument	6970067

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2030

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 12, 2020
Property Address	4205 E ERMINA AVE, SPOKANE, WA 99217-7271
Document Number	0006930200
Instrument Date	Jun 9, 2020
Instrument	6930200
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4205 E ERMINA AVE SPOKANE WA 992177271, SPOKANE, WA 99217-7271

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,698.00 (+17.17%)	$359,600 (+3.19%) Land $80,000 Building $279,600	$359,600 (+3.19%) Land $80,000 Building $279,600
2025	$3,156.00 (-7.42%)
2024		$348,500 (+34.76%) Land $75,000 Building $273,500	$348,500 (+34.76%) Land $75,000 Building $273,500
2023	$3,409.00 (+12.62%)	$258,600 Land $45,000 Building $213,600	$258,600 Land $45,000 Building $213,600
2022	$3,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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