4214 E Ermina Ave, Spokane, WA 99217 Property Records

Spokane County property record for 4214 E Ermina Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,439 sqft · built 1996
Lot Size	0.184 acres (7,995 sqft)
Owner	2 Individual Names on File
Last Sale	$123,600 (Sep 2004)
Tax Bill	$3,503 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35104.1403`

Property Details

APN / Parcel Number

Primary APN	`35104.1403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,439 sqft Living Area
Gross Area	2,283 sqft
1st Floor Area	939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,995 sqft (0.184 acres)
Lot Dimensions	123 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Patio Area	288 sqft
Shed	1 Shed
Shed Area	336 sqft
Canopy	288 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4214 E ERMINA AVE
City	SPOKANE
State	WA
Zip	99217-7271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	UPRIVER DRIVE ESTATES L3 B6
Legal Range	43E
Legal Township	25N
Legal Section	10
Legal Subdivision	UPRIVER DRIVE ESTATES
Legal Block	6
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3047
Census Tract	14400

Owner

4214 E Ermina Ave is owned and occupied by two individuals who bought it in September 2004.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4214 E ERMINA AVE, SPOKANE, WA 99217-7271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
Dec 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2004 · Amount on File
Deed Sale	Sep 29, 2004 · Amount on File
Prior Sale	Oct 1, 1997 · Amount on File
Deed Document Number	20045128841
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jun 8, 2026
Property Address	4214 E ERMINA AVE, SPOKANE, WA 99217-7271
Document Number	0007493930
Instrument Date	May 28, 2026
Instrument	20267493930
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 E ERMINA AVE, SPOKANE, WA 99217-7271

Mortgage

Document Number	0007493930,
Date	Jun 8, 2026
Instrument	20267493930

Lender

Name	BANNER BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jun 1, 2026
Property Address	4214 E ERMINA AVE, SPOKANE, WA 99217-7271
Document Number	0007492515
Instrument Date	May 21, 2026
Instrument	20267492515
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 E ERMINA AVE, SPOKANE, WA 99217-7271

Mortgage

Document Number	0007492515,
Date	Jun 1, 2026
Instrument	20267492515

Lender

Name	BANNER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4214 E ERMINA AVE, SPOKANE, WA 99217-7271
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4214 E ERMINA AVE, SPOKANE, WA 99217-7271

Mortgage

Document Number	0007166220
Date	Dec 29, 2021
Instrument	7166220

Lender

Name	UMPQUA BANK
Type	Bank
Address	LA MESA, CA 91942

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4214 E Ermina Ave was $3,503, up 15.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,503.00 (+15.92%)	$341,500 Land $80,000 Building $261,500	$341,500 Land $80,000 Building $261,500
2025	$3,022.00
2024		$334,400 (+35.49%) Land $75,000 Building $259,400	$334,400 (+35.49%) Land $75,000 Building $259,400
2023	$3,272.00 (+13.26%)	$246,800 Land $45,000 Building $201,800	$246,800 Land $45,000 Building $201,800
2022	$2,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4214 E Ermina Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4214 E Ermina Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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