4110 E Ermina Ave, Spokane, WA 99217 Property Records

Spokane County property record for 4110 E Ermina Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1993
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Sep 2025)
Tax Bill	$3,421 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`35104.1309`

Property Details

APN / Parcel Number

Primary APN	`35104.1309`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2022
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft
Patio Area	160 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4110 E ERMINA AVE
City	SPOKANE
State	WA
Zip	99217-7274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	UPRIVER DRIVE ESTATES L9 B5
Legal Range	43E
Legal Township	25N
Legal Section	10
Legal Subdivision	UPRIVER DRIVE ESTATES
Legal Block	5
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3048
Census Tract	14400

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4110 E ERMINA AVE, SPOKANE, WA 99217-7274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Mar 15, 1995 · Amount on Record
Deed Document Number	20257440779
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4110 E ERMINA AVE, SPOKANE, WA 99217-7274
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007053351
Date	Mar 29, 2021
Instrument	7053351

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4110 E ERMINA AVE, SPOKANE, WA 99217-7274
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007032226
Date	Feb 9, 2021
Instrument	7032226

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Aug 1, 2035

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4110 E ERMINA AVE, SPOKANE, WA 99217-7274
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007147755
Date	Nov 8, 2021
Instrument	7147755

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 15, 2025
Property Address	4110 E ERMINA AVE, SPOKANE, WA 99217-7274
Document Number	0007440779
Map Reference	VOL 12 PG 95
Instrument Date	Sep 15, 2025
Instrument	7440779
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007440780
Date	Sep 15, 2025
Instrument	7440780

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4110 E ERMINA AVE, SPOKANE, WA 99217-7274
Document Number	0006863289
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4110 E ERMINA AVE SPOKANE WA 992177274, SPOKANE, WA 99217-7274

Mortgage

Document Number	0006863289
Date	Nov 13, 2019
Instrument	6863289

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2034

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4110 E ERMINA AVE, SPOKANE, WA 99217-7274
Document Number	0006773675
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4110 E ERMINA AVE SPOKANE WA 992177274, SPOKANE, WA 99217-7274

Mortgage

Document Number	0006773675
Date	Jan 4, 2019
Instrument	6773675

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2034

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4110 E ERMINA AVE, SPOKANE, WA 99217-7274
Document Number	0006703767
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4110 E ERMINA AVE SPOKANE WA 992177274, SPOKANE, WA 99217-7274

Mortgage

Document Number	0006703767
Date	May 1, 2018
Instrument	6703767

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2033

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,421.00 (+12.24%)	$344,100 (+2.9%) Land $80,000 Building $264,100	$344,100 (+2.9%) Land $80,000 Building $264,100
2025	$3,048.00 (-1.77%)	$334,400 (-1.15%) Land $80,000 Building $254,400	$334,400 (-1.15%) Land $80,000 Building $254,400
2024	$3,103.00 (-6.25%)	$338,300 (+35.97%) Land $75,000 Building $263,300	$338,300 (+35.97%) Land $75,000 Building $263,300
2023	$3,310.00 (+13.67%)	$248,800 Land $45,000 Building $203,800	$248,800 Land $45,000 Building $203,800
2022	$2,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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