42043 Valley View Rd, Polson, MT 59860 Property Records

Lake County property record for 42043 Valley View Rd, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1979
Lot Size	4.41 acres (192,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$493,800 (Oct 2021)
Tax Bill	$2,293 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1517525`

Property Details

APN / Parcel Number

Primary APN	`R1517525`
Alternative APNs	`15-3227-28-2-01-06-0000` `0000014750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	192,100 sqft (4.41 acres)
View / Lot	Mountain
Garage Type	Detached
Garage Area	2,688 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	480 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000014750
Street Address	42043 VALLEY VIEW RD
City	POLSON
State	MT
Zip	59860-8345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S28, T22 N, R21 W, TR E2SE TR 1 COS 4414
Legal Range	21W
Legal Township	22N
Legal Section	28
Legal Subdivision	CERTIFICATE OF SURVEY NO 4414
Legal Tract	1
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1055
Census Tract	940306

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42043 VALLEY VIEW RD, POLSON, MT 59860-8345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Jan 5, 2017	Deed of Trust, Mortgage · VA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Dec 17, 2015 · Amount on Record
Deed Document Number	2021592904
Prior Transfer Date	Feb 23, 2010
Prior Transfer Doc	505314
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	42043 VALLEY VIEW RD, POLSON, MT 59860-8345
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	585947
Date	Feb 24, 2021
Instrument	585947

Lender

Name	EAGLE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	42043 VALLEY VIEW RD, POLSON, MT 59860-8345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	552696
Date	Jan 5, 2017
Instrument	552696

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	59896

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Secondary School District	Polson High School District (09 - 12)
Elementary School District	Valley View Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,293.00 (-12.88%)	$638,800 (-)
2025	$2,632.00 (-19.8%)	$638,800 (+26.87%)	$638,800 (+26.87%) Land $185,471 Building $453,329
2023	$3,282.00	$503,500	$503,500 Land $118,957 Building $384,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
Western Montana CommunityTel Fixed Wireless	25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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