4202 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4202 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,641 sqft · built 1952
Lot Size	0.086 acres (3,779 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Sep 2021)
Tax Bill	$4,110 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-3400-00120`

Property Details

APN / Parcel Number

Primary APN	`010-3400-00120`
Alternative APN	`1117205`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,641 sqft Gross Area
1st Floor Area	1,109 sqft
Basement Area	831 sqft
Finished Basement	831 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	3,779 sqft (0.086 acres)
Garage Area	336 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1117205
Street Address	4202 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 50 FT OF LOTS 14 15 AND 16 SERIAL #
Legal Subdivision	MURRAY & HOWES ADDITION
Legal Block	1
Legal Lot Number	14-15
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4202 W 4TH ST, DULUTH, MN 55807-1548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTH SHORE BANK OF COMMERCE
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Sep 17, 2021	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BANK OF COMMERCE
Sep 21, 2021	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BANK OF COMMERCE
Sep 9, 2019	Warranty Deed, Transfer · Conventional with PMI FLAGSTAR BK
Sep 10, 2019	Warranty Deed, Transfer · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	20211425170
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4202 W 4TH ST, DULUTH, MN 55807-1548
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001425172
Date	Sep 21, 2021
Instrument	1425172

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2031

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4202 W 4TH ST, DULUTH, MN 55807-1548
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001046927
Date	Sep 17, 2021
Instrument	1046927

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2031

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 17, 2021
Property Address	4202 W 4TH ST, DULUTH, MN 55807-1548
Document Number	0001046925
Instrument Date	Aug 31, 2021
Instrument	1046925
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4202 W 4TH ST, DULUTH, MN 55807-1548

Mortgage

Document Number	0001046926
Date	Sep 17, 2021
Instrument	1046926

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 21, 2021
Property Address	4202 W 4TH ST, DULUTH, MN 55807-1548
Document Number	0001425170
Instrument Date	Aug 31, 2021
Instrument	1425170
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4202 W 4TH ST, DULUTH, MN 55807-1548

Mortgage

Document Number	0001425171
Date	Sep 21, 2021
Instrument	1425171

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 9, 2019
Property Address	4202 W 4TH ST, DULUTH, MN 55807-1548
Document Number	00T1014759
Instrument Date	Aug 30, 2019
Instrument	T1014759
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4202 W 4TH ST DULUTH MN 558071548, DULUTH, MN 55807-1548

Mortgage

Document Number	T1014760
Date	Sep 9, 2019
Instrument	T1014760

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 10, 2019
Property Address	4202 W 4TH ST, DULUTH, MN 55807-1548
Document Number	00A1362951
Instrument Date	Aug 29, 2019
Instrument	A1362951
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4202 W 4TH ST DULUTH MN 558071548, DULUTH, MN 55807-1548

Mortgage

Document Number	A1362952
Date	Sep 10, 2019
Instrument	A1362952

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,110.00 (+0.93%)
2025	$4,072.00 (+5.6%)	$320,900 (+8.3%) Land $9,700 Building $311,200	$320,900 (+8.3%) Land $9,700 Building $311,200
2024	$3,856.00	$296,300 (+47.05%) Land $10,400 Building $285,900	$296,300 (+47.05%) Land $10,400 Building $285,900
2022		$201,500 Land $9,500 Building $192,000	$201,500 Land $9,500 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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