4208 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4208 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,113 sqft · built 1911
Lot Size	0.076 acres (3,325 sqft)
Owner	Company Name on File
Last Sale	$210,000 (Jun 2023)
Tax Bill	$1,614 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3400-00090`

Property Details

APN / Parcel Number

Primary APN	`010-3400-00090`
Alternative APNs	`1149693` `961822`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,113 sqft Gross Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,325 sqft (0.076 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	114 sqft
Deck Area	50 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1149693
Street Address	4208 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0013 BLOCK:001 SERIAL #
Legal Subdivision	MURRAY AND HOWES ADDITION TO DULUTH
Legal Block	1
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	15800

Owner

4208 W 4th St is owned by a company that bought it in June 2023 and is owner-occupied.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	4208 W 4TH ST, DULUTH, MN 55807-1548
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK OF COMMERCE
Jun 9, 2023	Lease, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Apr 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	Apr 26, 2022 · Amount on File
Deed Document Number	20231542824
Prior Transfer Date	Aug 12, 2011
Prior Transfer Doc	0000933315
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4208 W 4TH ST, DULUTH, MN 55807-1548
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001069074
Date	Jun 9, 2023
Instrument	1069074

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	ST LOUIS MN
Recording Date	Jun 9, 2023
Property Address	4208 W 4TH ST, DULUTH, MN 55807-1548
Document Number	0001069072
Instrument Date	Jun 1, 2023
Instrument	1069072
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4208 W 4TH ST, DULUTH, MN 55807-1548

Mortgage

Document Number	0001069073
Date	Jun 9, 2023
Instrument	1069073

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 26, 2022
Property Address	4208 W 4TH ST, DULUTH, MN 55807-1548
Document Number	0001055937
Instrument Date	Apr 8, 2022
Instrument	1055937
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E 4TH ST, DULUTH, MN 55805-3895

Mortgage

Document Number	0001055938
Date	Apr 26, 2022
Instrument	1055938

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jan 8, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 4208 W 4th St was $1,614 with a homeowner's exemption, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,614.00 (+0.12%) Homeowner's exemption
2025	$1,612.00 (-9.03%) Homeowner's exemption	$202,300 (+8.07%) Land $8,600 Building $193,700	$202,300 (+8.07%) Land $8,600 Building $193,700
2024	$1,772.00 (-2.85%)	$187,200 Land $9,200 Building $178,000	$187,200 Land $9,200 Building $178,000
2023	$1,824.00 Homeowner's exemption
2022		$131,800 (+23.99%) Land $8,400 Building $123,400	$131,800 (+23.99%) Land $8,400 Building $123,400
2021		$106,300 Land $6,800 Building $99,500	$106,300 Land $6,800 Building $99,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4208 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4208 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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