4127 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4127 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.25 ba · 1,445 sqft · built 1913
Lot Size	0.091 acres (4,001 sqft)
Owner	Individual Name on File
Tax Bill	$2,770 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3400-00690`

Property Details

APN / Parcel Number

Primary APN	`010-3400-00690`
Alternative APN	`772959`

Interior

Bedrooms	4 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,445 sqft Gross Area
1st Floor Area	725 sqft
Basement Area	543 sqft
Finished Basement	543 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,001 sqft (0.091 acres)
Garage Area	600 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	144 sqft
Deck Area	168 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	772959
Street Address	4127 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 5 FT OF LOT 18 AND ALL OF LOT 19 SERIAL #
Legal Block	4
Legal Lot Number	18-19
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3009
Census Tract	15800

Owner

4127 W 4th St is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4127 W 4TH ST, DULUTH, MN 55807-1545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4127 W 4TH ST, DULUTH, MN 55807-1545
Document Number	00A1386313
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4127 W 4TH ST DULUTH MN 558071545, DULUTH, MN 55807-1545

Mortgage

Document Number	00A1386313
Date	Jul 29, 2020
Instrument	A1386313

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 28, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.75%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4127 W 4TH ST, DULUTH, MN 55807-1545
Document Number	00A1343203
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4127 W 4TH ST DULUTH MN 558071545, DULUTH, MN 55807-1545

Mortgage

Document Number	00A1343203
Date	Oct 23, 2018
Instrument	A1343203

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 22, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2026 property tax bill for 4127 W 4th St was $2,770 with a homeowner's exemption, up 0.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,770.00 (+0.51%) Homeowner's exemption
2025	$2,756.00 (+2.84%) Homeowner's exemption	$241,800 (+8.14%) Land $10,300 Building $231,500	$241,800 (+8.14%) Land $10,300 Building $231,500
2024	$2,680.00	$223,600 Land $11,000 Building $212,600	$223,600 Land $11,000 Building $212,600
2022		$202,400 Land $10,200 Building $192,200	$202,400 Land $10,200 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4127 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4127 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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